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9580 Timber Ridge Rd, Big Cove Tannery, PA, 17212

5beds
3baths
2,424sqft
$400,000
$165price/sqft
$2,863/moest. monthly cost
$114,520/yrincome needed

About This Home

Step into this rare countryside property where space, versatility, and lifestyle come together in one exceptional offering. This 5-bedroom, 3 full bath ranch home delivers approximately 2,424 of finished square feet of comfortable living, thoughtfully designed to accommodate growing families, hobbyists, car enthusiasts and those who simply crave room to breathe. A large covered front porch greets you in the front and brings you into the main level featuring a large living room, eat in kitchen with pantry, three bedrooms and two full baths. The patio door off the eat in kitchen accesses the large deck overlooking the pond and back of the property. The attached oversize two car garage adds everyday convenience. The finished basement with abundant natural light includes another large living room area with pellet stove, two additional bedrooms, a full bath, laundry room and a patio door that gives you access to the back of the property. Set across two parcels totaling 3.36 acres, this property offers not just land—but opportunity. Recent upgrades, including a new roof, HVAC system (both 2024) and sump pump (2023) provide peace of mind and modern efficiency. For the car enthusiast or entrepreneur, the outbuildings truly set this property apart. A substantial enclosed and insulated solar powered 3 bay 24x40 pole barn—perfect for a workshop for mechanic or additional garage space—pairs seamlessly with a 24x36 pole barn ideal for camper, boat or other covered storage. Both structures have concrete slabs with 48-inch footers, 6 inches thick with 12 foot high walls and steel trusses, perfect for future installation of a hydraulic lift. The 24x40 pole barn is completely powered by (2) 410-watt solar panels and 7200-watt battery system with a breaker panel which controls the LED shop lighting, all interior outlets, and 3 exterior outlets. This building is fully insulated including the barn doors and has a pellet stove. And then there’s the 0.75-acre private pond excavated in 11/2024. It is fed by both a separate well with a solar pump and natural spring water. Stocked for enjoyment and serenity, it’s home to a diverse mix of aquatic life including red ear sunfish, black crappie, fat head minnows, shiners, koi, snails and even a smallmouth bass—many sourced from a reputable hatchery in WV. Whether you’re casting a line, relaxing by the water’s edge, swimming or simply enjoying the view, this feature transforms the property into your own personal escape. This is more than a home—it’s a lifestyle property with space to live, work, and unwind. See attached document for a list of features/attributes too numerous to mention them all here. Call now to set up a private showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: Very Good
  • Year built: 2006

Materials

  • Foundation: Block,Active Radon Mitigation
  • Roof: Architectural Shingle
  • Construction materials: Block,Frame,Stick Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: In Basement,Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Finished,Heated,Interior Entry,Exterior Entry,Rear Entrance

Bathroom2

  • Features: Bathroom - Tub Shower
  • Level: Main
  • Area: 40
  • Dimensions: 5 X 8

Bathroom3

  • Features: Bathroom - Tub Shower
  • Level: Lower
  • Area: 48
  • Dimensions: 6 X 8

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Bedroom4

  • Level: Lower
  • Area: 209
  • Dimensions: 11 X 19

Bedroom5

  • Level: Lower
  • Area: 140
  • Dimensions: 10 X 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Dining Area,Pantry
  • Level: Main
  • Area: 108
  • Dimensions: 12 X 9

Family Room

  • Features: Wood Stove
  • Level: Lower
  • Area: 384
  • Dimensions: 12 X 32

Features

  • Bathroom - Tub Shower,Combination Kitchen/Dining,Entry Level Bedroom,Family Room Off Kitchen,Eat-in Kitchen,Pantry,Primary Bath(s),Walk-In Closet(s),Dry Wall
  • Flooring: Carpet,Luxury Vinyl
  • Fireplace features: Pellet Stove
  • Finished area below ground: 1,188
  • Finished area above ground: 1,236

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,472
  • Total interior livable area: 2,424 sqft

Kitchen

  • Features: Pantry,Eat-in Kitchen
  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Laundry

  • Level: Lower
  • Area: 60
  • Dimensions: 6 X 10

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Primary Bathroom

  • Features: Bathroom - Tub Shower
  • Level: Main
  • Area: 40
  • Dimensions: 5 X 8

Primary Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Property

Accessibility

  • Accessibility features: >84" Garage Door,2+ Access Exits

Details

  • Parcel number: 0203005C000
  • Zoning: R
  • Special condition: Standard
  • Other equipment: Negotiable
  • Exclusions: Curtains Except 1 Blind In Bedroom And 1 In Basement At Sliding Glass Door

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch,Roof
  • Exterior features: Boat Storage
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Frontage type: Road Frontage

Lot

  • Lot size: 3.36 Acres
  • Features: Additional Lot(s),Backs to Trees,Fishing Available,Front Yard,Pond,Rural

Parking

  • Total spaces: 15
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Asphalt,Attached,Detached Carport,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 7
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Hurricane
Inland Flooding
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$276$3,312
Property Taxes $300$3,600
Electricity $265$3,191
Total$2,863$34,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,160/yr
40% on housing$85,890/yr
45% on housing$76,346/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 17212$84
Fulton County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 17212
Fulton County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$414,900
2007-09-10Sold$178,900

For Sale by Agent

AgentMike Ott
BrokerageColdwell Banker Realty

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