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7296 Thompson Rd, Needmore, PA, 17238

3beds
1baths
1,200sqft
$340,000
$283price/sqft
$2,428/moest. monthly cost
$97,120/yrincome needed

About This Home

5.11 ACRES!!..... 5.11ACRES!!.....5.11ACRES!!.....This charming ranch-style home, built in 1973, offers a perfect blend of comfort and functionality on a spacious 5.11-acre lot. The traditional floor plan features three well-sized bedrooms and a full bathroom, providing ample space for relaxation and privacy. The kitchen is equipped with essential appliances, including an electric oven/range and a dishwasher, making meal preparation and cleanup a breeze. The full basement presents an opportunity for additional storage or potential customization to suit your needs. Exterior highlights include durable vinyl siding and an attached carport, ensuring convenience and protection from the elements. A shed on the property offers extra storage for tools or outdoor equipment, enhancing the functionality of the space. Enjoy the tranquility of rural living while still being close to essential amenities. This property is ideal for those seeking a peaceful retreat with room to grow. Don't miss the chance to make this versatile home your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Electric,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Level: Lower
  • Area: 968
  • Dimensions: 22 X 44

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: Main
  • Area: 56
  • Dimensions: 7 X 8

Bedroom1

  • Level: Main
  • Area: 143
  • Dimensions: 13 X 11

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 9 X 11

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Features

  • Floor Plan - Traditional
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Forced Air,Wood Stove,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Main
  • Area: 104
  • Dimensions: 13 X 8

Living Room

  • Level: Main
  • Area: 209
  • Dimensions: 11 X 19

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0911030000
  • Zoning: R
  • Special condition: Standard
  • Exclusions: Kitchen Refrigerator

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5.11 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Hurricane
Inland Flooding
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$230$2,760
Property Taxes $255$3,060
Electricity $224$2,692
Total$2,428$29,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,245/yr
40% on housing$72,840/yr
45% on housing$64,746/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 17238
Fulton County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 17238
Fulton County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$340,000
2026-07-01Listed for sale$350,000

For Sale by Agent

AgentMellisa Wagaman
BrokerageIron Valley Real Estate of Chambersburg

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