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3888 Wharton Rd, Austin, PA, 16720

4beds
3baths
2,496sqft
$435,000
$174price/sqft
$2,912/moest. monthly cost
$116,480/yrincome needed

About This Home

This unique turnkey property is truly one of a kind. Whether you're looking for a full time residence, a high level seasonal camp or a potentially lucrative investment property, this home has the range to be accommodating. Located within reasonable driving distance to Sinnemahoning State Park and Cherry Springs State Park, anyone can enjoy all that the PA Wilds and Dark Skies Country has to offer. State forest lands and ATV/UTV trails are also very close to the property. The parcel is nearly 9 acres with a paved driveway and has been meticulously cared for. The house utilizes 2 septic systems (1 per floor), a well, hot water baseboard and a wood stove for heat. The detached 2 car garage is the perfect space for vehicle and property maintenance equipment. The home has 2 kitchens, 3 full bathrooms and plenty of living space to entertain a multitude of family, friends and guests. The beautiful upstairs kitchen has a nostalgic wood burning oven and a modern electric oven.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 2,496
  • Total interior livable area: 2,496 sqft

Property

Details

  • Parcel number: 310005067G

Features

  • Patio & porch: Covered
  • Has view: Yes

Lot

  • Lot size: 8.97 Acres
  • Features: Out of Town,Restrictive Covenants,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Detached,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$85$1,020
Property Taxes $355$4,260
Electricity $273$3,286
Total$2,912$34,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,840/yr
40% on housing$87,360/yr
45% on housing$77,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.6%
-3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 16720$64
Potter County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 16720
Potter County$334

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$435,000
2026-05-27Listed for sale$475,000
2015-10-19Sold$165,000
2015-06-06Listing removed$264,900
2014-10-11Listed for sale$264,900

For Sale by Agent

AgentBrian Thompson
BrokerageTrails End Realty

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