See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3523 N Keystone Ave, Indianapolis, IN, 46218

2beds
2baths
2,132sqft
$159,900
$75price/sqft
$1,494/moest. monthly cost
$59,760/yrincome needed

About This Home

Nice little bungalow with full basement and private yard. Fully updated interior featuring new flooring, beautiful new kitchen with butcher block counters, brand new appliances, fully updated bathrooms, and updated mechanicals! Spacious full basement area is semi-finished and has half bath. Back yard has plenty of shade, space and privacy. Come see today!

Getting Around

59
WalkingSomewhat Walkable
39
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

2/10
Arlington Woods School 99Grades PK-61.0 mi
2/10
Shortridge High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,MicroHood,Electric Oven,Refrigerator

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Features: Other
  • Level: Basement
  • Area: 100
  • Dimensions: 10x10

Bonus Room

  • Features: Other
  • Level: Basement
  • Area: 644
  • Dimensions: 23x28

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Features

  • Attic Access
  • Attic: Access Only
  • Finished area below ground: 533

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,132
  • Total interior livable area: 2,132 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Living Room

  • Level: Main
  • Area: 198
  • Dimensions: 18x11

Master Bedroom

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Utility Room

  • Features: Other
  • Level: Basement
  • Area: 70
  • Dimensions: 7x10

Property

Details

  • Parcel number: 490720102115000101
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,018 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$203$2,436
Property Taxes $288$3,456
Electricity $195$2,345
Total$1,494$17,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,222/yr
40% on housing$44,820/yr
45% on housing$39,840/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 46218$77
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46218$77
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listing removed$1,375
2026-07-11Listed for rent$1,375
2026-06-30Price change$159,900
2026-06-16Price change$164,900
2026-05-13Listed for sale$169,900
2025-12-05Listing removed$174,000
2025-08-27Pending sale$174,000
2025-07-27Listed for sale$174,000
2024-12-16Sold$115,000
2024-09-12Sold$115,000
2024-05-06Sold$115,000
2022-08-22Sold$40,000
2015-06-27Listing removed$600
2015-06-02Listed for rent$600
2015-03-04Listing removed$600
2015-01-16Listed for rent$600

For Sale by Agent

AgentBarry Hines
BrokerageRealty Wealth Advisors

Similar Homes