20363 Canvasback Ln, Onancock, VA, 23417
About This Home
Spacious canal front family home in the highly sought after Schooner Bay Community now available. Home features 4 bedrooms, 2.5 baths, (1000 gal/3bedroom septic). 2 level deck, formal dining room, living room, breakfast room, snack bar in the kitchen- family room comb with fireplace and a spacious canal side sunroom all with gleaming hardwood floors. Watch the sunset from the front wrap around porch and sunrise from the back deck. And maybe best of all this property offers safe harbor for your boat right here along the 240' +/- vinyl bulkhead with dock, boardwalk, and jetski lift. Located a short drive from the vibrant towns of Onancock and Onley where you will find commerce and medical facilities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 30-50 yrs +/-
- Year built: 1994
Materials
- Foundation: Crawl Space
- Roof: Composition,Age 0-9 yrs +/-
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Water Heater
- Laundry features: Washer/Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Breakfast Area
Features
- Walk-In Closet(s)
- Door features: Insulated Doors,Storm Door(s)
- Window features: Window Treatments,Double Pane Windows
- Number of fireplaces: 1
- Fireplace features: One Fireplace
- Fireplace: Yes
- Attic: Pull Down Stairs,Storage
Heating & Cooling
- Heating features: Heat Pump,Forced Air,Oil,Wood
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,332
- Total interior livable area: 2,332 sqft
Property
Details
- Parcel number: 075D00303002400
- Zoning description: Residential
Features
- Levels: Two
- Patio & porch: Deck,Porch
- Exterior features: Pier/Dock
- Has spa: Yes
- Spa features: Bath
- On waterfront: Yes
- Waterfront features: Waterfront,Seawall
- Waterbody name: Chesconessex
- Frontage length: Water Frontage: 240(+/-)
Lot
- Lot size: 0.53 Acres
- Features: .5-.9 acre +/-
- Lot size dimensions: .53
Parking
- Total spaces: 2
- Parking features: Garage,Two Car,Garage Door Opener,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Cold Wave
- Strong Wind
- Heat Wave
- Inland Flooding
- Ice Storm
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,932 | $35,184 |
| Home Insurance * | $413 | $4,956 |
| Property Taxes | $261 | $3,132 |
| Electricity | $224 | $2,695 |
| Total | $3,830 | $45,960 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-19 | Listed for sale | $599,000 |
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