3 Ames St, Onancock, VA, 23417
About This Home
A rare opportunity to restore a grand waterfront residence in the heart of Onancock! The original portion of this historic home dates to the 1800s, offering remarkable character and approximately 4,141 square feet of living space. Inside, you will find magnificent moldings, original architectural details, spacious rooms, wood floors, and five fireplaces throughout the home with one exterior on the deck. The flexible floor plan includes five or more bedrooms, with additional unfinished space on the third floor and above the attached garage providing possibilities for future bedrooms, a studio, home office, or recreation space. Outdoor features include a large deck with an exterior fireplace, a fenced yard, and frontage on picturesque Onancock Creek. The existing dock is in need of repair but offers the potential to restore direct access to the water. The home has a whole house generator for peace of mind. Located within the Town of Onancock, the property is served by public water and sewer and is convenient to the town's shops, restaurants, galleries, theater, and waterfront attractions. With fantastic bones, substantial square footage, historic character, and an exceptional waterfront setting, this property is ready for a buyer with the vision to bring it back to its full potential. Priced to sell at approximately $180,000 below the current county assessment. Property is being sold strictly as-is. Inspections are welcome for informational purposes.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: 100 yrs +/-,Fixer
- Year built: 1900
Materials
- Foundation: Crawl Space
- Roof: Composition,Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Eat-in Kitchen,Dining Room
Features
- Fireplace features: Multi Fireplaces,Living Room,Bedroom
- Fireplace: Yes
- Attic: Storage
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 4,141
- Total interior livable area: 4,141 sqft
Property
Details
- Parcel number: 085A2A000007300
Features
- Levels: Three Or More
- Patio & porch: Deck,Enclosed,Porch
- Fencing: Fenced
- On waterfront: Yes
- Waterfront features: Waterfront
- Waterbody name: Onancock Creek
Lot
- Lot size: 0.73 Acres
- Features: .5-.9 acre +/-
- Lot size dimensions: .73
Parking
- Total spaces: 2
- Parking features: Garage,Two Car
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Cold Wave
- Strong Wind
- Heat Wave
- Inland Flooding
- Ice Storm
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $338 | $4,056 |
| Property Taxes | $213 | $2,556 |
| Electricity | $398 | $4,786 |
| Total | $3,350 | $40,200 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $475,000 |
| 2017-01-11 | Listing removed | $325,000 |
| 2016-12-01 | Listed for sale | $325,000 |
| 2015-04-20 | Listing removed | $375,000 |
| 2015-01-07 | Listed for sale | $375,000 |
| 2014-11-29 | Listing removed | $375,000 |
| 2014-07-08 | Price change | $375,000 |
| 2013-04-16 | Price change | $425,000 |
| 2013-01-05 | Price change | $395,000 |
| 2012-12-07 | Listed for sale | $525,000 |
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