4 James St, Onancock, VA, 23417
About This Home
Move-In Ready! This one-of-a-kind, beautifully updated home offers the perfect blend of comfort, style, and versatility on over an acre, just minutes from the charming waterfront town of Onancock. Featuring two spacious primary suites, including one with a private entrance, this home is ideal for multi-generational living, extended guests, or a private home office. One primary suite also features a large walk-in closet, beautiful skylights that fill the room with natural light, and direct access to a private deck—the perfect place to enjoy your morning coffee while creating a peaceful owner's retreat. The open-concept kitchen flows seamlessly into the inviting living areas, where tasteful renovations and stylish lighting fixtures create a warm, welcoming atmosphere throughout. The wet bar, complete with an adjoining pantry/storage room, abundant shelving, and an additional refrigerator, makes entertaining effortless. Step outside to your own private retreat featuring beautifully landscaped grounds, a peaceful shaded backyard, and multiple decks designed for relaxing, entertaining, and enjoying the outdoors. Additional features include a one-car carport, two storage sheds, one with an attached workshop, providing excellent storage and workspace for hobbies or projects. Offering privacy, flexibility, and room to enjoy both indoors and out, this exceptional property is just minutes from the waterfront, marina, boutique shops, restaurants, galleries, and parks that make Onancock one of the Eastern Shore's most desirable destinations. If you've been searching for a move-in ready home with character, modern updates, and space to fit a variety of lifestyles, this is one you won't want to miss!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 30-50 yrs +/-
- Year built: 1988
Materials
- Foundation: Crawl Space,Block
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Range Hood,Washer,Dryer,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Breakfast Area,Eat-in Kitchen
Features
- Wet Bar,Walk-In Closet(s),1st Floor Bedroom
- Door features: Insulated Doors,Storm Door(s)
- Window features: Storm Window(s)
- Number of fireplaces: 1
- Fireplace features: One Fireplace
- Fireplace: Yes
- Attic: Storage
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,464
- Total interior livable area: 2,464 sqft
Property
Details
- Parcel number: 085A406000008A0
Features
- Levels: One
- Patio & porch: Patio,Deck
Lot
- Lot size: 1.03 Acres
- Features: 1-1.9 acres +/-
- Lot size dimensions: 1.033 acres
Parking
- Parking features: Carport,Other
- Has garage: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Cold Wave
- Strong Wind
- Heat Wave
- Inland Flooding
- Ice Storm
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,320 | $27,840 |
| Home Insurance * | $327 | $3,924 |
| Property Taxes | $206 | $2,472 |
| Electricity | $237 | $2,848 |
| Total | $3,090 | $37,080 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Price change | $459,000 |
| 2022-03-24 | Pending sale | $229,900 |
| 2021-12-22 | Contingent | $229,900 |
| 2021-10-10 | Price change | $229,900 |
| 2021-07-08 | Listed for sale | $269,900 |
| 2021-07-08 | Contingent | $269,900 |
| 2021-06-26 | Pending sale | $269,900 |
| 2021-06-26 | Contingent | $269,900 |
| 2021-04-17 | Listed for sale | $269,900 |
| 2021-03-31 | Pending sale | $269,900 |
| 2020-10-25 | Listed for sale | $269,900 |
View on Zillow