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13085 W James Anderson Hwy, Buckingham, VA, 23921

4beds
2baths
2,529sqft
$425,000
$168price/sqft
$2,835/moest. monthly cost
$113,400/yrincome needed

About This Home

The historic England House, also known as the Cobb-West-England House, is a beautifully preserved 1820s property located in the heart of the Buckingham Court House Historic District. This distinctive two-story home features classic Jeffersonian-inspired architecture, including a hipped roof, tall windows that fill the home with natural light, and a stunning wraparound porch on both the first and second floors. Its square design sits on a high brick basement, giving the home an impressive and timeless appearance. Originally built as a 19th-century inn and tavern, the England House played an important role in the area's early history during the years before the Civil War. Over time, it has also served as a private residence and, most recently, as a commercial office building. One of the few remaining wood-frame buildings from its era, the home is a rare piece of Buckingham County history. Its unique architectural details and remarkable preservation make it an exceptional opportunity for buyers who appreciate historic character. The property may be used for residential or commercial purposes and also includes a large shop/garage, as well as a paved, marked parking lot, offering flexibility for a variety of uses.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1820

Materials

  • Roof: Slate
  • Construction materials: Brick,Plaster,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage,Other
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: First
  • Dimensions: 17.1 x 12.1

Bedroom3

  • Level: First
  • Dimensions: 16.1 x 11.5

Bedroom4

  • Level: First
  • Dimensions: 11.4 x 16.2

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: Second
  • Dimensions: 13.1 x 19.4

Features

  • Separate/Formal Dining Room,High Ceilings
  • Flooring: Partially Carpeted,Wood
  • Number of fireplaces: 4
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,529

Foyer

  • Level: Second
  • Dimensions: 6.8 x 4.3

Great Room

  • Level: Second
  • Dimensions: 31.3 x 17.5

Half Bath

  • Level: First

Half Bath

  • Level: Second

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,529 sqft

Kitchen

  • Level: First
  • Dimensions: 5.7 x 4.2

Living Room

  • Level: Second
  • Dimensions: 13.3 x 19.2

Master Bedroom

  • Level: First
  • Dimensions: 17.0 x 12.0

Property

Details

  • Parcel number: 123312

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Patio,Wrap Around
  • Exterior features: Paved Driveway
  • Fencing: None

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 4
  • Parking features: Direct Access,Driveway,Garage Door Opener,Off Street,Oversized,Paved,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Hurricane
Inland Flooding

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$274$3,288
Property Taxes $169$2,028
Electricity $243$2,923
Total$2,835$34,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,200/yr
40% on housing$85,050/yr
45% on housing$75,600/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 23921$144
Buckingham County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 23921
Buckingham County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Listed for sale$425,000

For Sale by Agent

AgentPage George
BrokerageMaison Real Estate Boutique

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