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1022 Turner Spur Rd, Fancy Gap, VA, 24328

2beds
2baths
1,216sqft
$238,900
$196price/sqft
$1,543/moest. monthly cost
$61,720/yrincome needed

About This Home

Tucked behind a gated entrance at the end of a paved driveway, this remarkable 5-acre mountain retreat has been thoughtfully designed for peaceful country living, self-sufficiency, and outdoor enjoyment. Whether you're dreaming of a private homestead, weekend escape, or the ability to live more independently, this property offers amenities that are rarely found together. The well-maintained 2-bedroom, 2-bath home is move-in ready and includes all kitchen appliances, plus the washer and dryer. The spacious primary suite features a private ensuite bath with a garden tub, separate shower, two walk-in closets, and plenty of room to unwind. A bright sunroom overlooks the property and provides the perfect place to enjoy your morning coffee, while the cozy wood stove creates a warm and inviting atmosphere during the cooler months. A tankless water heater adds efficiency and convenience. Step outside and discover a property built for living. The raised-bed garden area is ready for growing your own vegetables, while multiple outbuildings provide endless possibilities for storage, hobbies, livestock, mini farm, or workshop space. The charming cook shed, complete with a cast-iron cook stove, offers a glimpse into simpler times and is perfect for outdoor gatherings or homestead living. Additional improvements include a two-car metal carport, two barns, an RV pad with water and electrical hookups, a storm bunker for added peace of mind, and a primitive cabin with bunk beds that's perfect for camping adventures, hunting weekends, or making memories with family. The gated entrance, paved driveway, and thoughtfully planned improvements create a property that's as functional as it is beautiful. Whether you're seeking a peaceful country retreat, a hobby farm, or a property with the ability to live more independently, this one is ready to meet your vision. Properties offering this level of privacy, functionality, and versatility rarely become available. Must-see to fully appreciate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
Carroll County MiddleGrades 6-87.8 mi
5/10

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence,Mobile Home

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Basement: Crawl Space,None

Bathroom

  • Level: Main

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Forced Air,Propane,Space Heater
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 115A156
  • Zoning: n/a

Features

  • Stories: 1
  • Patio & porch: Enclosed,Patio
  • Exterior features: Mature Trees
  • Fencing: None
  • Water view: None
  • Waterfront features: None

Lot

  • Lot size: 5.01 Acres
  • Features: Cleared,Rolling Slope,Wooded

Parking

  • Parking features: Detached Carport,Driveway,RV Access/Parking
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$115$1,380
Property Taxes $18$216
Electricity $202$2,433
Total$1,543$18,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,902/yr
40% on housing$46,290/yr
45% on housing$41,146/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 24328$112
Carroll County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 24328
Carroll County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$224,900
2026-08-01Listed for sale$238,900
2017-05-01Sold$85,000
2017-03-21Listed for sale$90,000
2009-09-14Sold$15,000

For Sale by Agent

AgentRonnie Collins
BrokerageKeller Williams Realty Elite

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