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455 Osborne St, Keysville, VA, 23947

2beds
1baths
1,150sqft
$179,000
$156price/sqft
$1,261/moest. monthly cost
$50,440/yrincome needed

About This Home

Step back in time and fall in love with this delightful 2-bedroom, 1-bath bungalow filled with character and historic charm. From the moment you enter, you'll appreciate the beautiful original details, including hardwood flooring throughout and gorgeous built-in bedroom cabinetry that adds both charm and functionality. The home is connected to public water and sewer and offers the convenience of being just a short walk to grocery stores, local shopping, and restaurants in downtown Keysville. Enjoy small-town living while remaining conveniently located only 20 minutes from Farmville, VA, and approximately 1.5 hours from Richmond, making commuting and weekend getaways a breeze. Whether you're looking for your first home, an investment property, or a charming place to downsize, this classic bungalow offers timeless appeal and an unbeatable location. Don't miss the opportunity to make this Keysville gem your own!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
Eureka Elementary SchoolGrades PK-54.0 mi
7/10
Central Middle SchoolGrades 6-89.3 mi
6/10

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater,Electric Range,Microwave,Refrigerator
  • Laundry features: 1st Floor Laundry,Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Laminate
  • Fireplace features: None
  • Attic: Access Only
  • Finished area above ground: 1,150

Interior Area

  • Total structure area: 1,150
  • Total interior livable area: 1,150 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 8447
  • Zoning: R

Features

  • Patio & porch: Back,Covered,Deck,Front,Porch
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: N/A - Not Waterfront
  • Living area range: 1001-1200 SqFt

Lot

  • Lot size: 0.86 Acres
  • Features: Under 1 Acre

Parking

  • Total spaces: 2
  • Parking features: Carport-Double Attached
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$93$1,116
Property Taxes $61$732
Electricity $202$2,433
Total$1,261$15,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,234/yr
40% on housing$37,830/yr
45% on housing$33,626/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 23947$102
Charlotte County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 23947
Charlotte County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$179,000
2026-07-10Listed for sale$189,000
2024-03-20Sold$149,900
2024-02-12Pending sale$149,900
2024-02-07Listed for sale$149,900

For Sale by Agent

AgentTammy Mulchi
BrokerageReal Broker, LLC

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