30 Hill Dr, Eclectic, AL, 36024
About This Home
Lake Martin cottage with water access in Kowaliga Bay Estates offering incredible water views. This would make a great weekend getaway, a perfect investment property, or an ideal starter home. The neighborhood features four common areas with a boat ramp, piers, picnic areas, boat docks, and swimming access just a short stroll away. The home has been well maintained and includes 2 bedrooms, 1 bathroom, plus an additional flex area. The kitchen is open to the living area. A large covered back deck provides great space for entertaining to take in the lake views. Recent updates include a new water heater, new plumbing, new light fixtures, a new deck on the front porch, and a new metal roof over the spacious back deck. There is also additional storage underneath the home for all your lake toys. Voluntary HOA dues are only $100 per year. See HOA website for full neighborhood details www.kowaligabayestateshoa.com. Excellent opportunity for a vacation rental or personal lake retreat.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1965
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater,Microwave,Refrigerator
- Laundry features: Washer Hookup,Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Window Treatments,Breakfast Bar
- Window features: Blinds,Window Treatments
- Flooring: Plank,Tile,Vinyl
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump
Interior Area
- Total interior livable area: 965 sqft
Master Bedroom
- Level: First
Property
Details
- Parcel number: 07 05 21 4 003 028.000
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Exterior features: Deck,Storage
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Topography of land: Rolling
Lot
- Lot size: 6,651 sqft
- Features: Outside City Limits,Rolling Slope,Subdivision
- Lot size dimensions: 49 x 138 x 50 x 137
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,466 | $17,592 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $482 | $5,784 |
| Electricity | $240 | $2,881 |
| Total | $2,344 | $28,128 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listed for sale | $290,000 |
| 2023-07-21 | Sold | $215,000 |
| 2023-06-28 | Contingent | $212,000 |
| 2023-06-25 | Listed for sale | $212,000 |
| 2009-03-20 | Sold | $175,000 |
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