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398 Sowers Mill Dam Rd NE, Riner, VA, 24149

3beds
2baths
1,848sqft
$185,000
$100price/sqft
$1,304/moest. monthly cost
$52,160/yrincome needed

About This Home

Welcome to 398 Sowers Mill Dam Road! Nestled on 1.6 acres, this spacious 3-bedroom, 2-bath home offers the perfect opportunity to create your dream country retreat. The large, level, cleared yard provides plenty of room for gardening, outdoor entertaining, or simply enjoying the peaceful surroundings. A poured concrete slab is already in place—ideal for building a future garage, workshop, or creating an expansive patio. Enjoy direct access to the Little River right from your front yard, perfect for cooling off on warm summer days or relaxing by the water. With a little TLC, this property has incredible potential to become something truly special. Don’t miss your chance to own acreage, river access, and endless possibilities all in one property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Floyd Elementary SchoolGrades PK-78.4 mi
7/10
Floyd County High SchoolGrades 8-128.5 mi

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Detached,Manufactured Home,Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Electric Water Heater

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master Downstairs
  • Fireplace features: None
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,848

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,848 sqft

Property

Details

  • Parcel number: R002681

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Garden
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Access,River Front

Lot

  • Lot size: 1.67 Acres

Parking

  • Parking features: None,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$58$696
Property Taxes $109$1,308
Electricity $202$2,433
Total$1,304$15,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,708/yr
40% on housing$39,120/yr
45% on housing$34,773/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 24149$189
Floyd County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 24149$214
Floyd County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Price change$185,000
2026-06-26Listed for sale$199,000

For Sale by Agent

AgentBrandi Witt
BrokerageNest Realty SWVA

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