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698 Hummingbird Ln SE, Copper Hill, VA, 24079

5beds
3baths
2,029sqft
$475,000
$234price/sqft
$3,101/moest. monthly cost
$124,040/yrincome needed

About This Home

Your country dream home awaits! This beautifully renovated 5BD/3BA brick ranch is located in highly desirable Floyd County, known for its low taxes, small-town charm, and vibrant arts community. Nestled on a secluded 4-acre lot with a paved driveway and two car garage, this property offers both privacy and convenience. Inside, you'll find a spacious kitchen with custom cabinetry, a dining area accented by a vintage chandelier, and generously sized bedrooms with large walk-in closets. Enjoy peaceful mornings on the covered front porch, or entertain on the expansive rear deck overlooking a cleared, level yard ideal for animals or gardening. Conveniently located just 20 minutes from Roanoke and the Town of Floyd, this home offers the perfect balance of rural living and accessibility. Experience the charm and privacy for yourself - schedule a private tour today before this opportunity passes you by!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

3/10
Check Elementary SchoolGrades PK-71.1 mi
7/10
Floyd County High SchoolGrades 8-1212.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1987

Materials

  • Construction materials: Brick,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes

Bedroom2

  • Level: E

Bedroom3

  • Level: E

Bedroom4

  • Level: L

Bedroom5

  • Level: L

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Area,In-Law Floorplan
  • Door features: Fiberglass,Wood
  • Window features: Insulated Windows
  • Flooring: Carpet
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 629
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Heat Pump Electric,Wood
  • Cooling features: Heat Pump Electric

Interior Area

  • Total structure area: 2,617
  • Total interior livable area: 2,029 sqft

Laundry

  • Level: E

Laundry

  • Level: L

Living Room

  • Level: E

Mud Room

  • Level: E

Other

  • Level: E

Primary Bedroom

  • Level: E

Property

Details

  • Parcel number: 3713

Features

  • Patio & porch: Deck,Side Porch
  • Exterior features: Garden Space
  • Has view: Yes
  • View description: Sunset

Lot

  • Lot size: 4 Acres
  • Features: Cleared

Parking

  • Total spaces: 6
  • Parking features: Garage Under,Paved,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$217$2,604
Property Taxes $281$3,372
Electricity $202$2,433
Total$3,101$37,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,320/yr
40% on housing$93,030/yr
45% on housing$82,693/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 24079$228
Floyd County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 24079
Floyd County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$495,000
2025-11-05Listing removed--
2025-08-07Price change$489,095
2025-08-04Listed for sale$500,000

For Sale by Agent

AgentASHLEY CONNER
BrokerageMOUNTAIN CITY REALTY & AUCTION LLC

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