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220 Little River Rd NE, Floyd, VA, 24091

4beds
2baths
1,832sqft
$599,000
$327price/sqft
$3,832/moest. monthly cost
$153,280/yrincome needed

About This Home

Beautiful Country Setting, Large Shade Trees, Little River Frontage - A classic 1932 bungalow farmhouse with a welcoming covered front porch sits on a 4.5 acre historic dairy farm just minutes from the Town of Floyd. This home offers the best of both worlds - conveniently tucked away on a quiet country lane right off Route 8 and easily accessible to grocery stores and local restaurants but still quiet country living. Inside, original refinished hardwood floors flow naturally, complimented by vintage glass door knob hardware and high base boards that honors the home’s timeless character. A professionally renovated kitchen blends period charm with modern convenience, featuring generous eat-in area, shaker cabinetry, metal casted woodstove, and old-fashioned checkered floors. Designer Carrava countertops and Cafe’ appliances are thoughtfully designed to keep original spirit intact. Natural light pours through the windows; illuminating the home’s warm interior. Claw tub and pedestal vanity sink adds comfort and polish. There is a butler door leading into formal dining room. Extra pantry and washroom. There’s a tiny guest cabin, outdoor workshop and 2-door garage with resurfaced hemlock boarding. A solar fence and gated entranceway for horses. Professionally landscaped. This fully renovated farmhouse bungalow is turn-key ready! All modern upgrades and systems. This is a rare opportunity to own a peice of Floyd’s history. The owners have spent years thoughtfully renovating and maintaining this unique property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
Floyd Elementary SchoolGrades PK-72.7 mi
7/10
Floyd County High SchoolGrades 8-122.7 mi

Construction

Condition

  • Year built: 1932

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Concrete,Hardwood,Laminate,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Heat pump,Stove,Electric,Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,832 sqft

Property

Details

  • Parcel number: 4289

Features

  • Exterior features: Wood,Brick,Metal
  • Has spa: Yes
  • Has view: Yes
  • View description: Water,Mountain
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 4.38 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$247$2,964
Property Taxes $355$4,260
Electricity $202$2,433
Total$3,832$45,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,382/yr
40% on housing$114,960/yr
45% on housing$102,186/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 24091$187
Floyd County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 24091
Floyd County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$650,000
2026-03-02Price change$625,000
2026-02-22Pending sale$675,000
2026-01-27Listed for sale$675,000
2012-04-24Sold$194,900

For Sale by Owner

AgentProperty Owner

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