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1224 Floyd Hwy S, Floyd, VA, 24091

4beds
2baths
2,143sqft
$299,900
$140price/sqft
$2,022/moest. monthly cost
$80,880/yrincome needed

About This Home

Just 5 minutes from the charming Town of Floyd, this spacious 4-bedroom, 2-bath home offers endless potential on a beautiful 2-acre lot. Featuring a primary bedroom on the main level, this property combines convenience with classic character. Enjoy relaxing on the inviting front sitting porch, while the paved driveway provides easy access year-round. Recent improvements include a new roof, fresh paint, and newer windows. Inside, you'll find original wood trim and hardwood floors in great condition, adding warmth and timeless appeal. With plenty of room for gardens, outdoor living, and hobbies, this property is ready to shine. Bring your vision and a little TLC to transform this home into something truly special.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Willis Elementary SchoolGrades PK-76.5 mi
7/10
Floyd County High SchoolGrades 8-122.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1940

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 2,143

Heating & Cooling

  • Heating features: Baseboard Electric,Heat Pump Electric,Other - See Remarks
  • Cooling features: Heat Pump Electric,Other - See Remarks,Window Unit(s)

Interior Area

  • Total structure area: 2,985
  • Total interior livable area: 2,143 sqft

Property

Details

  • Parcel number: Portion of 54100

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Exterior features: Garden Space

Lot

  • Lot size: 2 Acres

Parking

  • Parking features: Detached Carport,Paved
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$123$1,476
Property Taxes $177$2,124
Electricity $206$2,476
Total$2,022$24,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,325/yr
40% on housing$60,660/yr
45% on housing$53,920/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 24091$205
Floyd County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 24091
Floyd County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$299,900

For Sale by Agent

AgentDEREK WALL
BrokerageTHOMAS & WALL REAL ESTATE LLC

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