890 Long Island Dr, Moneta, VA, 24121
About This Home
Dreaming of life at Smith Mountain Lake? Take a look at this charming A frame with stunning lake views. Entering the home you find an open air concept featuring windows that let the view be the focal point of the home. On the entry level you will find a completely updated kitchen with custom cabinet lighting, granite counter tops and custom cabinets. Hardwood floors run throughout the great room and master bedroom with custom crown molding and trim. The master en-suite bathroom has been fully renovated with a soaking tub for relaxation. Heading upstairs you will find brand new railings and a second bedroom with loft sitting area to enjoy a tree house-like view. On the lower level you will find a cozy den with a wet bar and a third room that could be used as an office or a third bedroom The outdoor living space offers peaceful lake views under a soft tree canopy with a deck overlooking the backyard. Freshly painted upper and lower level decking, maintenance free railings and a paved cart path down to the lake. The cart conveys with the sale! Offering a quaint covered boat dock with floater and jet ski port, (jet ski is negotiable) as well as a storage shed for all of your lake toys. A natural sandy beach offers easy access to enjoy the water. Enjoy a cold drink while roasting marshmallows around the fire pit. The boat dock roof and shed roof were replaced 6 years ago and the home roof is approximately 10 years old. The location by land or by boat can't be beat. Just 5 minutes to Kroger and all Westlake conveniences. Just a quick boat ride to Bridgewater Plaza proximal to channel marker R32. Some furnishings and jet ski negotiable with an acceptable offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1983
Materials
- Construction materials: Stone,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Microwave,Electric Range,Refrigerator
Basement
- Has basement: Yes
Bedroom1
- Level: E
Bedroom2
- Level: U
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: L
Dining Area
- Level: E
Features
- Wet Bar
- Flooring: Carpet,Ceramic Tile,Wood
- Fireplace features: Den
- Fireplace: Yes
- Finished area above ground: 1,160
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 1,728
- Total interior livable area: 1,728 sqft
Kitchen
- Level: E
Laundry
- Level: L
Living Room
- Level: E
Office
- Level: L
Property
Details
- Parcel number: 013 02053 00
- Zoning: R1
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Main Channel
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 0.60 Acres
- Features: Sloped Down
Parking
- Parking features: Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $280 | $3,360 |
| Electricity | $202 | $2,433 |
| Total | $4,752 | $57,024 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $939,950 |
| 2017-06-30 | Sold | $320,100 |
| 2017-05-11 | Listed for sale | $305,000 |
| 2017-03-16 | Sold | $232,100 |
| 2017-02-01 | Listed for sale | -- |
| 2016-10-14 | Listing removed | $265,000 |
| 2016-10-08 | Listed for sale | $265,000 |
| 2016-08-19 | Listing removed | $265,000 |
| 2016-07-02 | Price change | $265,000 |
| 2016-06-10 | Listed for sale | $302,100 |
| 2016-04-21 | Listing removed | $302,100 |
| 2016-04-14 | Listed for sale | $302,100 |
| 2016-03-15 | Sold | $110,988 |
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