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3305 Naff Rd, Boones Mill, VA, 24065

5beds
3baths
2,510sqft
$365,000
$145price/sqft
$2,367/moest. monthly cost
$94,680/yrincome needed

About This Home

Great location, and LOW Franklin County taxes! Minutes to SW Roanoke, and Rocky Mount! This 2 story home features newer $80,000 solar panels! Stay safe from rising electric bills! Featuring 4 or 5 bedrooms, 2 and 1/2 baths, screened back porch, covered rocking chair front porch and 2 car attached garage. Fenced backyard allows pets and children to play in a secured area! Enjoy the small babbling creek out back! Quartz countertops in the kitchen with soft close cabinets. Tankless water heater for unlimited instant hot water! Roof 2018, Chimney liner 2019, Whole house generator, energy efficient attic, well pump 2024, gutter guards and much more to improve this one! This is a great house, ready to make your new home, with lots of possibilities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Ben. Franklin Middle-WestGrades 6-811.9 mi
4/10
Franklin County High SchoolGrades 9-1212.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1973

Materials

  • Construction materials: Brick,HardiPlank Type,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Ceramic Tile,Wood
  • Finished area above ground: 2,510

Heating & Cooling

  • Heating features: Forced Air,Heat Pump Electric
  • Cooling features: Heat Pump Electric

Interior Area

  • Total structure area: 2,510
  • Total interior livable area: 2,510 sqft

Property

Details

  • Parcel number: 020 00018 00

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced
  • Has view: Yes

Lot

  • Lot size: 0.50 Acres
  • Features: Cleared

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$153$1,836
Property Taxes $128$1,536
Electricity $241$2,901
Total$2,367$28,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,154/yr
40% on housing$71,010/yr
45% on housing$63,120/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 24065$167
Franklin County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 24065$116
Franklin County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$399,900
2021-03-24Listing removed--
2018-01-10Sold$200,000
2017-10-20Price change$209,000
2017-09-21Price change$219,000
2017-03-28Price change$219,900
2016-07-29Price change$224,950
2016-06-21Price change$227,950
2016-04-19Price change$221,000
2016-04-17Price change$229,500
2015-06-25Listed for sale$239,900

For Sale by Agent

AgentMACK B GARMON
BrokerageRE/MAX REAL ESTATE ONE

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