100 Waterside Dr, Moneta, VA, 24121
About This Home
This beautiful 5-bedroom, 3-bath home, located in a quiet cul-de-sac, offers 3,640 sq ft of comfortable living with access to Smith Mountain Lake. Access includes a private community beach with day docks, a boat storage area, and a pavilion. The main level features your primary suite with a walk-in closet, spa bath, shower, and double vanity, a kitchen with breakfast area, an open-concept dining and family room with a gas fireplace and hardwood floors, and 2 additional bedrooms. A large screened-in porch, paver patio, outdoor fireplace, and hot tub. The lower level offers a large entertainment space with a media area, including a pool table, two bedrooms, storage, and a full bath. Located minutes from the Waterfront Country Club, where you may choose to become a golf or social member. WCC offers a restaurant, private pool, tennis, and pickleball. If you love boating, fishing, waterskiing, wakeboarding, and other water sports, or want to simply relax on the lake, this is the place to call home. Come and enjoy our town, where you will find restaurants, live music, mini golf, shopping, and lasting friendships.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2005
Materials
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Cooktop,Dishwasher,Disposal,Microwave,Electric Range,Refrigerator
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Area
- Door features: Metal
- Window features: Insulated Windows,Storm Window(s)
- Flooring: Carpet,Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,602
- Finished area above ground: 2,038
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 4,064
- Total interior livable area: 3,640 sqft
Property
Details
- Parcel number: 031 07102 00
- Zoning: RPD
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Has spa: Yes
- Spa features: Private,Bath,Heated
- Has view: Yes
- View description: Sunset
- Waterfront features: Water Access Only,Cove
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 0.52 Acres
- Features: Sloped Down
Parking
- Parking features: Attached,Paved,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,084 | $37,008 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $214 | $2,568 |
| Electricity | $350 | $4,207 |
| Total | $3,824 | $45,888 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $610,000 |
| 2025-05-05 | Listing removed | $649,500 |
| 2025-03-15 | Listed for sale | $649,500 |
| 2021-03-02 | Sold | $362,000 |
| 2020-12-16 | Pending sale | $374,999 |
| 2020-11-16 | Listed for sale | $374,999 |
| 2019-10-25 | Sold | $326,000 |
| 2019-09-20 | Pending sale | $329,900 |
| 2019-08-07 | Price change | $329,900 |
| 2019-04-26 | Price change | $339,500 |
| 2019-03-01 | Price change | $345,000 |
| 2018-11-08 | Price change | $349,975 |
| 2018-11-05 | Listed for sale | $350,000 |
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