See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

150 Waterwood Dr, Moneta, VA, 24121

4beds
3baths
2,684sqft
$1,299,000
$484price/sqft
$7,657/moest. monthly cost
$306,280/yrincome needed

About This Home

This beautiful lake home was custom built of cedar shakes & Stone & situated to best appreciate the long water views.Covered front porch & stairs on the left side access lower deck. Entrance foyer w/ new custom cabinets.Enjoy lake views as soon as you enter! Incredible kitchen renovation w/ maple cabinets, huge center island, quartz countertops & high-quality SS appliances.Beautiful hickory floors & wainscoting adorn entry level.Great room opens to rounded deck & features a cathedral ceiling w/ wall of windows facing the lake & stone FP w/ new gas logs.Large primary BR w/ lake view through triple glass windows/door to covered deck & deck. Updated bath w/ tiled shower & floors, dual sinks, granite counter & walk-in closet.Guest BR & full bath. Oversized 2 car garage w/laundry room as well as a large storage room. Beautiful wood stairway to the lower level surrounded by custom shelves. Wainscoting also adorns the lower level.Rec.room features custom shelves around a stone fireplace.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
Dudley Elementary SchoolGrades PK-55.7 mi
5/10
Ben. Franklin Middle-WestGrades 6-814.0 mi
4/10
Franklin County High SchoolGrades 9-1214.1 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Shingle
  • Construction materials: Shake Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Microwave,Refrigerator,Wall Oven,Washer,Electric Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Heated,Interior Entry,Concrete,Walk-Out Access

Bedroom2

  • Level: First
  • Area: 120.309

Bedroom3

  • Level: Below Grade
  • Area: 145.18

Bedroom4

  • Level: Below Grade
  • Area: 57.72

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Ceiling Fan(s),Drywall,Great Room,Main Level Bedroom,Primary Bed w/Bath,Tile Bath(s),Walk-In Closet(s),Other
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: 2 Fireplaces,Gas Log,Great Room,Living Room,Stone,Basement
  • Fireplace: Yes
  • Attic: Floored,Pull Down Stairs,Scuttle
  • Finished area below ground: 1,342
  • Finished area above ground: 1,342

Great Room

  • Level: First
  • Area: 258.4

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,684
  • Total interior livable area: 2,684 sqft

Kitchen

  • Level: First
  • Area: 213

Living Room

  • Area: 0

Master Bedroom

  • Level: First
  • Area: 168.72

Office

  • Area: 0

Property

Details

  • Parcel number: 0320310300
  • Zoning: A1

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Exterior features: Other
  • On waterfront: Yes
  • Waterfront features: Waterfront Property

Lot

  • Lot size: 0.92 Acres
  • Features: Landscaped,Undergrnd Utilities

Parking

  • Parking features: Off Street,Paved Drive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$375$4,500
Property Taxes $456$5,472
Electricity $258$3,102
Total$7,657$91,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$262,525/yr
40% on housing$229,710/yr
45% on housing$204,186/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$484This listing

vs Other Active Listings

Avg $/sqft

ZIP 24121$293
Franklin County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 24121$239
Franklin County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$1,299,000
2026-03-26Listed for sale$1,350,000
2023-06-26Listing removed--
2021-07-01Pending sale$1,000,000
2021-06-25Sold$1,000,000

For Sale by Agent

AgentTeresa Criner
BrokerageWainwright & Co., Realtors

Similar Homes