316 Woodland Cove Dr, Moneta, VA, 24121
About This Home
Quiet lakefront living. 8 acres! Channel marker/ R25. Entry level Primary Bedroom Suite and Laundry both w/ Lake views! Flawless Wood floors, Andersen French doors, Schrock Cabinets, Spacious, floor-to-ceiling stone Fireplace w/gas logs, 3 1/2 baths. Full walkout terrace level, framed-out and ready to finish! New Water heater 2026,HVAC 2025, Well Bladder 2024, New concrete driveway coming in May! Covered front porch, two deck levels & a roof top party deck at the boat dock. 1600 sq. ft. detached garage has electric lift and air compressor, insulated w/work area & concrete floor! This home is in great condition! 3BR Septic. Maintenance fee for community road is $500 annually. Entrance road to be resurfaced in May. Only minutes by boat or car to West Lake shopping or dining. Dock inspected
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2003
Materials
- Construction materials: Stone,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Microwave,Electric Range,Refrigerator
Basement
- Has basement: Yes
Bedroom2
- Level: U
Bedroom3
- Level: U
Bedroom4
- Level: U
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: E
Features
- Breakfast Area,Storage
- Door features: Fiberglass,Metal
- Window features: Clad,Insulated Windows,Tilt-In,Bay Window(s)
- Flooring: Ceramic Tile,Vinyl,Wood
- Number of fireplaces: 1
- Fireplace features: Great Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,496
Foyer
- Level: E
Great Room
- Level: E
Heating & Cooling
- Heating features: Heat Pump Gas
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 4,092
- Total interior livable area: 2,496 sqft
Kitchen
- Level: E
Laundry
- Level: E
Other
- Level: E
Primary Bedroom
- Level: E
Recreation Room
- Level: L
Property
Details
- Parcel number: 0320000605
- Zoning: A1
Features
- Levels: One and One Half,Two
- Stories: 1
- Patio & porch: Deck,Front Porch,Rear Porch
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Sunrise
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Cove,No Wake Area,Riprap Shoreline
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 8.82 Acres
- Features: Varied,Wooded
Parking
- Total spaces: 6
- Parking features: Detached,Off Street
- Has garage: Yes
- Covered spaces: 4
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,826 | $81,912 |
| Home Insurance * | $390 | $4,680 |
| Property Taxes | $474 | $5,688 |
| Electricity | $240 | $2,885 |
| Total | $7,930 | $95,160 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-04 | Listed for sale | $1,350,000 |
| 2025-12-31 | Listing removed | $1,350,000 |
| 2025-10-10 | Listed for sale | $1,350,000 |
| 1999-11-05 | Sold | $47,500 |
For Sale by Agent
View on Zillow