95 Marvin Gardens Dr, Moneta, VA, 24121
About This Home
Waterfront home on Smith Mountain Lake: Sunset and Wide water lake views.Be the ultimate host when entertaining in the new gourmet Kitchen with quartz counters,tile backsplash, farm sink, gas stove with decorative hood and subzero refrigerator/freezer. Gentle walk to double dock.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Shingle
- Construction materials: Cement Board/Plank,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Self Cleaning Oven,Washer,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Heated,Walk-Out Access
Bedroom2
- Level: First
- Area: 180
Bedroom3
- Level: Second
- Area: 306
Bedroom4
- Level: Second
- Area: 240
Bedroom5
- Level: Below Grade
- Area: 210
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Area: 0
Family Room
- Area: 0
Features
- Drywall,Great Room,High Speed Internet,Main Level Bedroom,Primary Bed w/Bath,Separate Dining Room,Walk-In Closet(s),Workshop
- Window features: Insulated Windows,Drapes
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: 2 Fireplaces,Den,Great Room,Living Room,Basement
- Fireplace: Yes
- Attic: Access
- Finished area below ground: 1,599
- Finished area above ground: 4,112
Great Room
- Area: 0
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air,Heat Pump,Two-Zone
Interior Area
- Total structure area: 5,711
- Total interior livable area: 5,711 sqft
Kitchen
- Area: 0
Living Room
- Area: 0
Master Bedroom
- Level: First
- Area: 360
Office
- Area: 0
Property
Details
- Parcel number: 0320811500
- Zoning: R1
Features
- Levels: One and One Half
- Patio & porch: Patio,Porch,Front Porch,Rear Porch
- Has view: Yes
- View description: Mountain(s)
- On waterfront: Yes
- Waterfront features: Waterfront Property
Lot
- Lot size: 1.20 Acres
- Features: Undergrnd Utilities,Near Golf Course
Parking
- Parking features: Paved Drive
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,860 | $118,320 |
| Home Insurance * | $563 | $6,756 |
| Property Taxes | $685 | $8,220 |
| Electricity | $550 | $6,601 |
| Total | $11,658 | $139,896 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $1,950,000 |
| 2026-03-12 | Listed for sale | $2,200,000 |
| 2004-03-03 | Sold | $719,000 |
View on Zillow