2085 Lakewood Forest Rd, Moneta, VA, 24121
About This Home
Experience the ultimate SML lifestyle in this beautifully updated waterfront retreat! Located in a quiet cove near R-27 w/ quick land access to shopping & dining, this NO HOA home offers 2 Fully Finished Living Levels, a Gorgeous Sunroom, 2 laundry areas, 2 water heaters, 2x 2-car Garages and Lots of Outdoor Living Space. Owners Paved the Driveway, Remodeled the Primary Bath, +New Refrigerator Jan'26 & Painted throughout! Enjoy Peace of Mind w/a 2022 water heater, 2017 dual-zone HVAC & Septic serviced March'26. Outside features a Shed & Garden area, Spacious Deck & Covered Patio & gentle pathway leading to your private Dock w/Boat Lift & 2 PWC floats. Perfect for multi-generational living & Vacation Getaway. Ready for Lake Season!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2003
Materials
- Construction materials: Stone,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Microwave,Electric Range,Refrigerator
Basement
- Has basement: Yes
Bedroom2
- Level: E
Bedroom3
- Level: E
Bedroom4
- Level: L
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Area
- Level: E
Eat In Kitchen
- Level: E
Features
- Storage
- Door features: Full View,Sliding Doors
- Window features: Insulated Windows,Tilt-In
- Flooring: Carpet,Ceramic Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Great Room,Recreation Room
- Fireplace: Yes
- Finished area below ground: 1,467
- Finished area above ground: 1,882
Foyer
- Level: E
Great Room
- Level: E
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 3,349
- Total interior livable area: 3,349 sqft
Laundry
- Level: E
Laundry
- Level: L
Office
- Level: L
Primary Bedroom
- Level: E
Recreation Room
- Level: L
Sun Room
- Level: E
Property
Details
- Parcel number: 030 00091 03
- Zoning: A1
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio,Rear Porch
- Exterior features: Garden Space,Sunroom
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Cove
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 2.45 Acres
- Features: Views,Wooded
Parking
- Total spaces: 10
- Parking features: Attached,Garage Under,Paved,Garage Door Opener,Off Street
- Has garage: Yes
- Covered spaces: 4
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,557 | $66,684 |
| Home Insurance * | $317 | $3,804 |
| Property Taxes | $386 | $4,632 |
| Electricity | $322 | $3,870 |
| Total | $6,582 | $78,984 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $1,099,000 |
| 2026-03-27 | Listed for sale | $1,199,000 |
| 2024-03-22 | Sold | $1,085,000 |
| 2024-02-06 | Pending sale | $1,095,000 |
| 2023-10-05 | Listed for sale | $1,095,000 |
| 2020-09-11 | Sold | $570,000 |
| 2020-08-15 | Pending sale | $599,900 |
| 2020-07-30 | Listed for sale | $599,900 |
| 2014-01-28 | Listing removed | $399,000 |
| 2014-01-25 | Listed for sale | $399,000 |
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