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70 Crescent Ln, Wirtz, VA, 24184

3beds
3baths
2,051sqft
$690,000
$336price/sqft
$4,113/moest. monthly cost
$164,520/yrincome needed

About This Home

!!!$2,000 Buyer Credit!!! Lakefront living at its finest! Nestled on a beautiful 1-acre waterfront lot with breathtaking views. Beautiful wood flooring, upscale finishes, and high-end Bosch appliances. A stunning wrought iron spiral staircase, expansive windows, glass doors inviting natural light and stunning views. Former garage transformed into livable space; suited with sliding glass doors maximizing the waterfront setting. Waterproofed lower porch, direct access to the water; featuring a new motorboat lift/floater (2024). Additional Major Improvements: whole-house generator & filtration system. Avg water at dock ~6ft - No HOA/POA

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
Dudley Elementary SchoolGrades PK-51.2 mi
4/10

Construction

Condition

  • Property condition: Completed
  • Year built: 1973

Materials

  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Oven

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Door features: Fiberglass
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,288

Heating & Cooling

  • Heating features: Heat Pump Electric
  • Cooling features: Heat Pump Electric

Interior Area

  • Total structure area: 2,051
  • Total interior livable area: 2,051 sqft

Property

Details

  • Parcel number: 046 01070 00
  • Other equipment: Generator

Features

  • Patio & porch: Deck,Patio,Front Porch,Rear Porch
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Fenced
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Cove
  • Waterbody name: Smith Mtn Lake

Lot

  • Lot size: 1 Acres
  • Features: Cleared

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$180$2,160
Property Taxes $242$2,904
Electricity $202$2,433
Total$4,113$49,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,017/yr
40% on housing$123,390/yr
45% on housing$109,680/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 24184$154
Franklin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 24184$181
Franklin County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$689,900
2026-07-28Listed for sale$690,000
2026-07-20Listing removed$699,900
2026-07-03Price change$699,900
2026-07-01Price change$702,400
2026-06-29Price change$704,900
2026-06-15Price change$709,900
2026-06-07Price change$714,900
2026-05-30Listed for sale$725,000
2024-06-21Sold$580,000
2024-05-13Pending sale$575,000
2024-05-10Listed for sale$575,000
2020-09-28Sold$389,500
2020-08-21Pending sale$389,500
2020-08-21Listed for sale$389,500
2019-12-30Sold$375,000
2019-11-27Pending sale$389,500
2019-11-21Listed for sale$389,500
2018-01-11Sold$225,000
2017-08-14Listed for sale$264,500

For Sale by Agent

AgentASHLEY BEASON
BrokerageWAINWRIGHT & CO., REALTORS(r)

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