355 Haley Scott Dr, Union Hall, VA, 24176
About This Home
Beautifully maintained townhouse on Smith Mountain Lake in The Cottages at Contentment Island. Offered mostly furnished and designed for carefree lake living. With nearly 4,000 square feet this home features 5 bedrooms, one could be used for office space, 4 full baths, an open great room with gas fireplace, hardwood floors, and a well-equipped kitchen. The upper level provides a family suite with living room, bedroom and full bath. The walkout lower level offers a family room, game room, wet bar, two additional bedrooms and full bath. Enjoy covered porches and patios, a deeded boat slip with lift and storage, and community amenities including pool, clubhouse, tennis, and walking trails.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2009
Materials
- Construction materials: HardiPlank Type
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Microwave,Electric Range,Refrigerator
Basement
- Has basement: Yes
Bedroom2
- Level: E
Bedroom3
- Level: U
Bedroom4
- Level: L
Bedroom5
- Level: L
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Area
- Level: E
Family Room
- Level: L
Features
- Door features: Full View
- Flooring: Carpet,Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Gas Log,Great Room
- Fireplace: Yes
- Finished area below ground: 1,451
- Finished area above ground: 2,481
Foyer
- Level: E
Great Room
- Level: E
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 3,932
- Total interior livable area: 3,932 sqft
Kitchen
- Level: E
Laundry
- Level: E
Living Room
- Level: U
Primary Bedroom
- Level: E
Recreation Room
- Level: L
Property
Details
- Parcel number: 0481503800
- Attached to another structure: Yes
- Zoning: RPD
Features
- Patio & porch: Deck,Front Porch,Rear Porch
- Exterior features: Maint-Free Exterior
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Cove
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 9,583 sqft
- Features: Gentle Sloping
Parking
- Total spaces: 2
- Parking features: Attached,Paved,Garage Door Opener
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,309 | $63,708 |
| Home Insurance * | $185 | $2,220 |
| Property Taxes | $369 | $4,428 |
| Electricity | $378 | $4,544 |
| Total | $6,241 | $74,892 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $995,000 |
| 2026-02-16 | Listed for sale | $1,050,000 |
| 2026-02-15 | Listing removed | $1,050,000 |
| 2026-01-21 | Price change | $1,050,000 |
| 2025-10-01 | Listed for sale | $1,150,000 |
| 2017-12-29 | Sold | $567,500 |
| 2017-07-18 | Listed for sale | $589,000 |
| 2013-12-02 | Sold | $162,000 |
For Sale by Agent
View on Zillow