574 Waverly Ln, Moneta, VA, 24121
About This Home
Architectural Masterpiece on a wooded, flat, point lot with a panoramic water view. Home designed by an accomplished architect to take advantage of the natural beauty and water view. The design combines luxury and comfort with soaring ceilings, wide hall ways, modern kitchen and a comfortable floor plan. Property has been featured on the Charity Home Tour twice and is located in the highly desirable Waverly community. Home has been well kept inside and out and was built with meticulous detail by Dennis Cooper Contracting. Home is very spacious with many areas for entertaining, eating, relaxing or family gatherings. Lower level offers a screened in porch with a fireplace overlooking the well landscaped yard, natural wooded setting and fantastic lake view. Master suite has 2 walk in closets, jetted tub, and fireplace. Bonus features include unfinished storage space and an oversize 2 car garage with a pet bathing station.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1999
Materials
- Construction materials: 'Dryvit' Type,Brick,Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Down Draft,Gas Range,Refrigerator,Oven
Basement
- Has basement: Yes
Bedroom2
- Level: U
Bedroom3
- Level: U
Bedroom4
- Level: U
Bedroom5
- Level: L
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: E
Eat In Kitchen
- Level: E
Features
- Sound System,Storage,Wet Bar
- Door features: Full View,Insulated
- Window features: Insulated Windows
- Flooring: Carpet,Ceramic Tile,Wood
- Number of fireplaces: 5
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 1,820
- Finished area above ground: 5,500
Foyer
- Level: E
Game Room
- Level: L
Great Room
- Level: E
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 8,662
- Total interior livable area: 7,320 sqft
Kitchen
- Level: E
Laundry
- Level: E
Living Room
- Level: E
Other
- Level: L
Primary Bedroom
- Level: E
Recreation Room
- Level: L
Property
Details
- Parcel number: 0481008100
- Zoning: R1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio,Front Porch,Rear Porch
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Sunrise
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Point,Riprap Shoreline
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 0.81 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Paved,Garage Door Opener
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,073 | $132,876 |
| Home Insurance * | $632 | $7,584 |
| Property Taxes | $769 | $9,228 |
| Electricity | $705 | $8,460 |
| Total | $13,179 | $158,148 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-30 | Price change | $2,750,000 |
| 2025-10-15 | Price change | $2,950,000 |
| 2025-07-31 | Price change | $3,250,000 |
| 2025-07-30 | Price change | $2,999,900 |
| 2025-06-27 | Listed for sale | $3,250,000 |
| 1999-01-01 | Sold | $165,000 |
For Sale by Agent
View on Zillow