




166 Limerick Ln, Union Hall, VA, 24176
About This Home
389 feet of Smith Mountain Lake shoreline. More than five private acres. A setting that would be nearly impossible to recreate today. Tucked beneath a canopy of mature hardwoods, this extensively renovated waterfront home offers a rare combination of privacy, shoreline, and craftsmanship. Long before you step inside, the property makes an impression--from the winding drive through the trees to the expansive lawn leading to the water's edge. Inside, tall ceilings and walls of windows draw the lake into the main living spaces, while a floor-to-ceiling stone fireplace anchors the great room. The kitchen is finished with Viking appliances, quartz countertops, custom shaker cabinetry, a farmhouse sink, and a gas cooktop. Extensive board and batten wainscoting and custom millwork add character and architectural detail throughout the home. The main level also offers a lakefront primary suite, two additional bedrooms, and beautifully renovated baths featuring custom tile work and high-end finishes. The primary bath is highlighted by a frameless glass shower with a rain shower head, creating a spa-inspired retreat. The walkout lower level provides exceptional flexibility with a spacious family room, kitchenette with coffee bar, two additional bedrooms, a full bath, and an electric fireplace, creating an ideal space for guests or extended family. Outdoor living is equally impressive with a sprawling new composite deck overlooking the lake, a screened porch, covered parking, and more than five acres of beautifully wooded surroundings. The flexible floor plan and exceptional setting also present an outstanding opportunity for use as a vacation home, or private family retreat. Behind the scenes, the home has been thoughtfully updated to include a newly added septic to now make it a five-bedroom septic system, tankless propane water heater, updated electrical service, fiber internet, EV charging, generator-ready conduit, and numerous additional improvements. Plans are already in place for a new dock. AEP approval has been secured, construction plans have been completed, and the required deposit has been paid, allowing the next owner to focus on building rather than permitting. Properties offering this combination of shoreline, acreage, privacy, and quality renovations seldom become available.
Getting Around
Schools
Construction
Condition
- Property condition: Completed
- Year built: 1988
Materials
- Construction materials: Brick,Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator
Basement
- Has basement: Yes
Bedroom2
- Level: E
Bedroom3
- Level: E
Bedroom4
- Level: L
Bedroom5
- Level: L
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Area
- Level: E
Family Room
- Level: L
Features
- Storage
- Door features: Full View,Metal
- Window features: Insulated Windows
- Flooring: Ceramic Tile
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 910
- Finished area above ground: 1,358
Heating & Cooling
- Heating features: Ductless,Forced Air,Heat Pump Electric
- Cooling features: Central Air,Ductless
Interior Area
- Total structure area: 2,268
- Total interior livable area: 2,268 sqft
Kitchen
- Level: E
Laundry
- Level: L
Living Room
- Level: E
Office
- Level: L
Primary Bedroom
- Level: E
Sun Room
- Level: E
Property
Details
- Parcel number: 052 00119 02
Features
- Patio & porch: Deck,Patio
- Has view: Yes
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Cove,Riprap Shoreline
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 5.16 Acres
- Features: Varied
Parking
- Parking features: Attached Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,826 | $81,912 |
| Home Insurance * | $238 | $2,856 |
| Property Taxes | $474 | $5,688 |
| Electricity | $218 | $2,621 |
| Total | $7,756 | $93,072 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $1,299,950 |
| 2026-07-21 | Listed for sale | $1,349,950 |
| 2021-03-24 | Listing removed | -- |
| 2019-07-05 | Listing removed | $2,750 |
| 2019-07-04 | Listed for rent | $2,750 |
