434 Wrays Chapel Rd, Rocky Mount, VA, 24151
About This Home
This newly renovated 640-square-foot home offers 2 bedrooms, 1 bathroom, and convenient one-level living. The interior features new LVP flooring throughout, creating a clean and updated look. The living area flows into the kitchen, providing a functional layout for everyday living. Both bedrooms offer comfortable space, and the full bathroom has been updated. A rear deck extends the living space outdoors and provides a place to enjoy the yard. With its recent renovations and efficient floor plan, this home is move-in ready and offers low-maintenance living in a compact design.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1996
Materials
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Fireplace features: Basement
- Fireplace: Yes
- Finished area above ground: 640
Heating & Cooling
- Heating features: Other - See Remarks
- Cooling features: Other - See Remarks
Interior Area
- Total structure area: 1,280
- Total interior livable area: 640 sqft
Property
Details
- Parcel number: 0540006101
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 0.50 Acres
- Features: Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Drought
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $758 | $9,096 |
| Home Insurance * | $54 | $648 |
| Property Taxes | $52 | $624 |
| Electricity | $202 | $2,433 |
| Total | $1,066 | $12,792 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Pending sale | $149,950 |
| 2026-07-30 | Listed for sale | $149,950 |
| 2026-03-09 | Sold | $119,200 |
For Sale by Agent
View on Zillow