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255 Plantation Dr, Penhook, VA, 24137

2beds
2baths
2,884sqft
$699,000
$242price/sqft
$4,235/moest. monthly cost
$169,400/yrincome needed

About This Home

If You are looking for a Well Crafted Cottage Style Home, Look no further! Paved Driveway,2 Car Attached Garage with Auto Lift, 1 Car Carport Detached, Storage Shed, Paver Walkway, Hardi Plank & Stone Exterior, Vinyl Clad Windows, Ceramic Tile in Bathrooms, Carpet in Bedrooms and Hardwood throughout the rest. Kitchen features Stainless Steel Appliances and Granite Countertops, Gas Log Fireplace in Den. Very close to Smith Mountain Lake & Penhook Boat Dock. One Level Living at its finest. You will recognize the Craftsmanship the moment You walk in. Also an additional 5 Ac. with 2 rental properties could potentially be available to purchase. Both rental units are currently rented. looking for an investment this is it, get in to see it first!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
5/10
Ben. Franklin Middle-WestGrades 6-814.1 mi
4/10
Franklin County High SchoolGrades 9-1213.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1950

Materials

  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Microwave,Gas Range,Refrigerator

Bedroom1

  • Level: E

Bedroom2

  • Level: E

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: E

Family Room

  • Level: E

Features

  • Breakfast Area
  • Door features: Fiberglass
  • Window features: Clad,Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Den
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,884

Heating

  • Heating features: Heat Pump Electric

Interior Area

  • Total structure area: 5,768
  • Total interior livable area: 2,884 sqft

Kitchen

  • Level: E

Laundry

  • Level: E

Other

  • Level: E

Property

Details

  • Parcel number: 067 00018 00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Exterior features: Maint-Free Exterior
  • Has view: Yes
  • View description: Sunrise,Sunset

Lot

  • Lot size: 1.46 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Carport Detached,Paved,Off Street
  • Has garage: Yes
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$179$2,148
Property Taxes $245$2,940
Electricity $277$3,333
Total$4,235$50,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,200/yr
40% on housing$127,050/yr
45% on housing$112,933/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 24137$379
Franklin County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 24137$301
Franklin County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$525,000
2008-07-11Sold$18,000

For Sale by Agent

AgentTRACY DAVID
BrokerageDAVID & COMPANY REALTY LLC

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