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317 Beards Creek Rd, Ferrum, VA, 24088

2beds
2baths
884sqft
$249,900
$283price/sqft
$1,657/moest. monthly cost
$66,280/yrincome needed

About This Home

Escape to your own private paradise on this stunning 27-acre property, where rolling, mostly cleared land offers endless possibilities. Tucked away at the end of a quiet driveway, you'll enjoy exceptional seclusion and tranquility. A large pond adds charm and a peaceful focal point to the landscape. Currently, a cozy 2-bedroom, 2-bath manufactured home provides comfortable living while you plan and build your dream home on this spacious lot. A large metal shed offers ample storage or workshop space. This is a rare opportunity to own a private retreat with room to grow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Ferrum Elementary SchoolGrades PK-54.0 mi
7/10
4/10
Franklin County High SchoolGrades 9-1213.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1991

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 884

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Property

Details

  • Parcel number: 094 00090 00

Features

  • Exterior features: Garden Space
  • Has view: Yes
  • View description: Sunrise
  • Horses can be raised: Yes

Lot

  • Lot size: 27.80 Acres
  • Features: Horses Permitted,Gentle Sloping,Varied

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$105$1,260
Property Taxes $87$1,044
Electricity $202$2,433
Total$1,657$19,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,811/yr
40% on housing$49,710/yr
45% on housing$44,186/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 24088$165
Franklin County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 24088$100
Franklin County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$249,900
2026-07-18Listed for sale$249,900
2026-06-19Pending sale$249,900
2026-06-17Listed for sale$249,900

For Sale by Agent

AgentDOUG A TREXELL
BrokerageREALTY ONE GROUP LEADING EDGE

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