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1003 College St, Narrows, VA, 24124

2beds
1baths
864sqft
$99,400
$115price/sqft
$821/moest. monthly cost
$32,840/yrincome needed

About This Home

Discover the opportunity to make this 1,364 sq ft, 2-bedroom, 1-bath home truly your own. Situated on a rare double lot in Narrows, this property offers space, privacy, and plenty of potential for customization. Inside, the home provides a solid layout and great potential for updates, making it an excellent opportunity for buyers looking to add their own style and build equity. One of the standout features is the rooftop patio--ready to be reimagined into a peaceful retreat or entertaining space with the right vision. Priced with improvements in mind, this property is ideal for investors, first-time buyers, or anyone looking for a home they can customize over time. Don't miss the chance to turn this property into something truly special!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
Narrows High SchoolGrades 8-120.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Rock
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Vinyl,Laminate
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 8658
  • Zoning: No

Features

  • Has view: Yes
  • View description: Mountain(s),Street View

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Landslide
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $502$6,024
Home Insurance *$59$708
Property Taxes $58$696
Electricity $202$2,433
Total$821$9,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,148/yr
40% on housing$24,630/yr
45% on housing$21,893/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 24124$241
Giles County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 24124$93
Giles County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$99,400
2002-08-23Sold$32,000

For Sale by Agent

AgentRosanna M Pollard
BrokerageOak & Stone Realty

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