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315 Horseshoe Farm Rd, Pembroke, VA, 24136

5beds
3baths
5,517sqft
$575,000
$104price/sqft
$4,307/moest. monthly cost
$172,280/yrincome needed

About This Home

Beautiful, well-maintained 5-bedroom home featuring spacious living areas, a modern kitchen with updated appliances, and ample natural light throughout. The property offers a large backyard, perfect for outdoor entertaining, and is situated in a desirable neighborhood close to schools, parks, and amenities. Move-in ready and sure to impress!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2009

Materials

  • Construction materials: Other - See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other - See Remarks
  • Property subType: Detached

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer/Electric,Electric Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Area: 1839

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Rec Room/Game Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Master Downstairs
  • Fireplace features: Gas Logs/Ventless,Living Room
  • Fireplace: Yes
  • Attic: Other - See Remarks
  • Finished area below ground: 1,839
  • Finished area above ground: 3,678

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 5,517
  • Total interior livable area: 5,517 sqft

Property

Details

  • Parcel number: 42652

Features

  • Levels: Two or More
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Balcony,Private Yard
  • Has spa: Yes
  • Spa features: Hot Tub

Lot

  • Lot size: 1.14 Acres

Parking

  • Total spaces: 2
  • Parking features: Double Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$534$6,408
Property Taxes $335$4,020
Electricity $531$6,376
Total$4,307$51,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,668/yr
40% on housing$129,210/yr
45% on housing$114,853/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 24136$152
Giles County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 24136$129
Giles County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$600,000
2022-10-11Pending sale$489,900
2022-09-21Listed for sale$489,900

For Sale by Agent

AgentCody Journell
BrokerageHaven Realtors

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