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1313 Grinders Mill Rd, Galax, VA, 24333

4beds
2baths
2,373sqft
$475,000
$200price/sqft
$3,055/moest. monthly cost
$122,200/yrincome needed

About This Home

Escape to the beauty of Southwest Virginia with this charming Cape Cod home on 10.8 unrestricted acres. Offering 4 bedrooms and 2 full baths, this property is perfect as a primary residence, vacation home, or investment. Relax on the wraparound porch overlooking a small stream and pond, with the peace of country living all around. A whole house generator provides added peace of mind. The unfinished walkout basement with double doors is ideal for a workshop, garage, or storage, while the finished man cave is perfect for relaxing. Located less than 2 miles from the New River, enjoy fishing, kayaking, tubing, and endless outdoor recreation. You're also near the Blue Ridge Parkway, New River Trail, Jefferson National Forest, wineries, hiking, and Galax for shopping, dining, healthcare, and the Old Fiddlers' Convention. Freedom, privacy, and adventure await.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Fries ElementaryGrades PK-74.9 mi
7/10
7/10

Construction

Condition

  • Property condition: Good
  • Year built: 2003

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Farm House
  • Property subType: Detached

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Main Level,Electric Dryer Hookup,Washer Hookup

Basement

  • Area: 1582

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walls-Drywall,Master Downstairs
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 2,373

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 3,955
  • Total interior livable area: 2,373 sqft

Property

Details

  • Parcel number: 57*A*30N*57*A*30H

Features

  • Levels: Two or More
  • Stories: 2
  • Patio & porch: Deck,Porch: Wrap Around
  • Exterior features: Garden,Private Yard
  • On waterfront: Yes
  • Waterfront features: Stream,Pond,Waterfront

Lot

  • Lot size: 10.85 Acres
  • Features: Part Cleared,Rural,Wooded

Parking

  • Parking features: None,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Drought
Ice Storm
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$198$2,376
Property Taxes $228$2,736
Electricity $228$2,742
Total$3,055$36,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,742/yr
40% on housing$91,650/yr
45% on housing$81,466/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 24333$109
Grayson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 24333
Grayson County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$450,000
2026-06-18Listed for sale$475,000
2018-12-07Sold$178,000
2018-04-14Listed for sale$189,900
2017-09-20Listing removed$229,900
2016-09-21Listed for sale$229,900

For Sale by Agent

AgentKeith Clark
BrokerageBerkshire Hathaway Home Services Mountain Sky Properties-Hillsv

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