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178 Holiday Ln, Whitetop, VA, 24292

2beds
2baths
1,784sqft
$425,000
$238price/sqft
$2,799/moest. monthly cost
$111,960/yrincome needed

About This Home

The Highest Private Ground in Virginia. Mount Rogers may be Virginia's tallest peak — but no one can own it. At over 5,000 feet in the Whitetop community, this is of the highest privately held properties in the Commonwealth, and every sunrise reminds you why. Step onto either of two private decks and look out over unbroken ridgelines fading into blue — the same views that draw thousands to the Appalachian Trail and Virginia Creeper Trail, both minutes from your door. The Jefferson National Forest borders the community, and nearby streams offer some of Virginia's best trout fishing. Your nearest neighbors are black bear, wild turkey, and elk. Nearly 3.6 acres surround a thoughtfully designed bungalow with living on two full levels. The upper level features an open great room with hardwood floors, granite countertops, and a master suite with private bath — all oriented to capture the views. The lower level offers a second bedroom, full bath, flexible space for a studio or office, plus laundry. Both levels open to their own deck. A Cummins whole-home automatic generator backed by dual propane tanks ensures seamless power with no interruptions. Starlink satellite internet delivers high-speed connectivity at summit elevation — remote work, streaming, and video calls are effortless. Off-the-grid beauty with on-the-grid reliability. This is the rooftop of Virginia. Properties at this elevation with this access and infrastructure simply do not come to market often. When they do, they don't wait.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Grayson Highlands SchoolGrades PK-710.0 mi
8/10
Grayson County High SchoolGrades 9-1224.1 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Area: 860

Basement

  • Has basement: Yes

Bathroom

  • Level: Main

Bathroom2

  • Level: Lower

Bedroom2

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Other,Internet Availability Other/See Remarks
  • Window features: Storm Window(s)
  • Flooring: Carpet,Tile,Wood,See Remarks
  • Fireplace features: None
  • Finished area below ground: 922
  • Finished area above ground: 922

Heating & Cooling

  • Heating features: Electric,Heat Pump,Other
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,844
  • Total interior livable area: 1,784 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 6348
  • Zoning: R-1

Features

  • Stories: 2
  • Patio & porch: Covered,Deck,See Remarks
  • Exterior features: See Remarks,Other,Balcony
  • Fencing: Wood
  • Has view: Yes
  • Water view: None
  • Waterfront features: None

Lot

  • Lot size: 3.59 Acres
  • Features: Irregular Lot,Steep Slope,Views,Wooded,See Remarks

Parking

  • Parking features: Driveway,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$268$3,216
Property Taxes $180$2,160
Electricity $202$2,433
Total$2,799$33,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,965/yr
40% on housing$83,970/yr
45% on housing$74,640/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 24292$113
Grayson County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 24292
Grayson County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$425,000
2026-04-02Contingent$425,000
2026-02-13Listed for sale$425,000
2022-05-26Sold$360,000
2022-04-04Price change$375,000
2022-03-23Listed for sale$399,000
2021-03-24Listing removed--
2020-11-13Listing removed$214,900
2020-10-08Pending sale$214,900
2020-09-24Listed for sale$214,900
2019-12-23Sold$182,500
2019-11-20Listed for sale$194,900
2019-10-01Listing removed$199,900
2019-03-05Listed for sale$199,900
2019-01-22Listing removed$199,900
2018-09-24Price change$199,900
2018-06-03Price change$229,000
2018-05-21Price change$248,500
2018-03-28Listed for sale$259,900
2016-10-30Listing removed$249,900
2016-04-25Listed for sale$249,900
2012-04-26Sold$207,000

For Sale by Agent

AgentAngeline Blevins
BrokerageRealty One Group Results

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