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1086 Lakeshore Dr, Halifax, VA, 24558

4beds
4baths
4,552sqft
$945,000
$208price/sqft
$6,042/moest. monthly cost
$241,680/yrincome needed

About This Home

Timeless traditional brick home with low country charm, situated on 3.55 private waterfront acres. This beautifully designed property offers 4,552 sq ft of living space plus an unfinished basement. A grand 19-foot foyer welcomes you with a stunning three-tier solid brass chandelier. The home features 10-foot ceilings on the main level & 9-foot ceilings upstairs, creating an open & airy feel throughout. First-floor highlights include the foyer,a formal living room with a marble-surround gas-log fireplace & a formal dining room with a solid brass chandelier. a spacious primary suite with his & hers walk-in closets & an ensuite with his & hers vanities. Private exit to tiered deck leads to hot tub. Wood flooring runs throughout the first floor. There is raised-panel wainscoting in the family room & a slate surround wood-burning fireplace. Three elegant arched windows, surrounded by lovely molding & trim details,overlook the expansive deck & water. A gorgeous screened porch is just on the side of the family room. The spacious kitchen, updated in 2018, is equipped with a Bosch refrigerator, built-in oven & microwave, dishwasher, Thermador cooktop, cherry cabinetry, a built-in desk or bar area, & quartz countertop, updated backsplash. A 1/2 bath, large laundry room & back stairway complete the 1st floor. 2nd floor has 3 bedrooms & 2 baths, huge bonus room with 2 office spaces, & recreation area. Outdoor features include stone walls, an expansive deck ideal for entertaining, 2-car garage, & beautifully landscaped grounds with serene waterfront views. This property offers a perfect blend of elegance, comfort, and peaceful waterfront living. A must see, too much to describe in a little space! Get your pre-approval letter, your buyer agent & come see this custom-built beauty.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
4/10
3/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Combination
  • Roof: 26+,Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Range Top,Refrigerator,Single Oven
  • Laundry features: 1st Floor Laundry,Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full,Unfinished

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • High Ceilings,Office/Study,Walk-In Closet(s),Entrance Foyer
  • Flooring: Tile,Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: 2,Family Room,Gas Log,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only,Pull Down Stairs
  • Finished area below ground: 2,567
  • Finished area above ground: 4,552

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 4,552
  • Total interior livable area: 4,552 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 16145
  • Zoning: R2

Features

  • Levels: 2.5 Story
  • Patio & porch: Deck,Front,Porch,Screened
  • Has view: Yes
  • View description: Lake,Water,Country,Neighborhood,Waterfront
  • Has water view: Yes
  • Water view: Lake,Water,Waterfront
  • On waterfront: Yes
  • Waterfront features: Lake Privileges
  • Waterbody name: Banister Lake
  • Frontage length: Waterfront Ft: 167
  • Living area range: 4001+ SqFt

Lot

  • Lot size: 3.55 Acres
  • Features: 2-5 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage-Double Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance *$424$5,088
Property Taxes $402$4,824
Electricity $438$5,261
Total$6,042$72,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,154/yr
40% on housing$181,260/yr
45% on housing$161,120/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 24558$105
Halifax County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 24558
Halifax County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$945,000
1995-01-03Sold$50,000

For Sale by Agent

AgentScotty Felton
BrokerageLong and Foster - South Boston

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