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1325 Shepherd St, South Boston, VA, 24592

6beds
2baths
22,318sqft
$195,000
$9price/sqft
$3,301/moest. monthly cost
$132,040/yrincome needed

About This Home

Investment property, with a good rental history. This is a duplex, two units. One three bedroom one bath unit on the main level and another three bedroom one bath on the second level with a living area on the main level. Home could be easily converted back in to a large grand home with a wrap around porch or you can just rake in the money from the double rental. Over sized lot 203' deep with a storage shed and storage with a covered patio area under the house. Long time renters in place.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
5/10
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Combination
  • Roof: Metal
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater,Electric Range

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Second

Features

  • 1st Floor Bedroom,Ceiling Fan(s),High Ceilings,High Speed Internet
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: 1,Family Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 100
  • Finished area above ground: 2,318

Heating & Cooling

  • Heating features: Gas Pack
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 22,318
  • Total interior livable area: 22,318 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2657
  • Zoning: R2

Features

  • Levels: Two
  • Patio & porch: Back,Deck,Front,Patio,Porch
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: N/A - Not Waterfront
  • Living area range: 2201-2400 SqFt

Lot

  • Lot size: 10,759 sqft
  • Features: Under 1 Acre
  • Lot size dimensions: 53' x 203'

Parking

  • Parking features: No Garage,No Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Hail
Hurricane
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$84$1,008
Property Taxes $82$984
Electricity $2,149$25,796
Total$3,301$39,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,177/yr
40% on housing$99,030/yr
45% on housing$88,026/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$9This listing

vs Other Active Listings

Avg $/sqft

ZIP 24592$127
Halifax County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 24592
Halifax County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Price change$195,000
2026-05-21Listed for sale$200,000
2005-03-29Sold$20,000

For Sale by Agent

AgentJ.C. Eldreth
BrokeragePointe Realty Group Kerr Lake

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