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2604 Fernwick Dr, South Boston, VA, 24592

4beds
3baths
0sqft
$349,000
--price/sqft
$2,262/moest. monthly cost
$90,480/yrincome needed

About This Home

Located in the Balmoral Subdivision, Welcome to 2604 Fernwick Dr! This beautiful home boasts 3BD/2BA, Eat-In-Kitchen, Formal Dining Room and an Additional Formal Family Room for entertaining your exclusive guests! Hardwood floors throughout the home! Let us not forget the oversized attached garage that awaits your toys! Upstairs, boasts bedroom number 4 and a Large walk-in closet! The 3rd BA, still under construction but has all the fixings! Downstairs shows more untapped potential. When Desire Meets Opportunity, Transformation Begins! Call your Favorite Realtor Today!! The accuracy of the listing information for this property, regardless of source, is deemed reliable but not guaranteed and to be verified by the buyers. Property for sale AS-IS, without warranties, repairs.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
5/10
3/10

Construction

Condition

  • Property condition: 41 to 75 Years Old
  • Year built: 1968

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup,1st Floor Laundry,Laundry Room

Basement

  • Area: 500

Basement

  • Has basement: Yes
  • Basement: Partial,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),1st Floor Bedroom,Ceiling Fan(s),Dining Room,Great Room
  • Flooring: Tile,Hardwood
  • Fireplace features: One,Living Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 500
  • Finished area above ground: 3,031

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 5139
  • Zoning: SFD

Features

  • Levels: One and One Half
  • Patio & porch: Porch,Deck,Front,Back
  • Fencing: Fenced,Fenced Yard
  • Living area range: 3001-4000 SqFt

Lot

  • Lot size: 0.96 Acres
  • Features: Less than 1 acre,Dog Lot

Parking

  • Total spaces: 2
  • Parking features: Garage-Double Attached,Hard Surface Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Hail
Hurricane
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$150$1,800
Property Taxes $146$1,752
Electricity $202$2,433
Total$2,262$27,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,554/yr
40% on housing$67,860/yr
45% on housing$60,320/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 24592$119
Halifax County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 24592
Halifax County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$349,000
2026-01-08Sold$305,102
2025-12-16Price change$349,900
2025-11-27Price change$364,000
2025-11-13Listed for sale$374,900
2025-11-03Listing removed--
2025-10-31Listed for sale$410,000
2020-11-19Sold$320,000
2020-10-16Pending sale$325,000
2020-10-11Listed for sale$325,000
2014-12-05Sold$309,000
2007-07-10Sold$306,000

For Sale by Agent

AgentHelen Mckenzie
BrokerageJACOBS REAL ESTATE

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