




3315 Windmill Point Rd, White Stone, VA, 22578
About This Home
"Bayhamas" is a rare Chesapeake Bay waterfront compound offering an extraordinary combination of scale, privacy, sandy beach shoreline and panoramic water. Privately sited on over 4 acres with 423 feet of shoreline overlooking the Chesapeake Bay, this remarkable coastal retreat captures breathtaking sunrises and the soothing rhythm of waterfront living at its finest. Built in 2005 and extensively renovated in recent years, the residence encompasses nearly 11,800 square feet with a dramatic contemporary coastal design highlighted by soaring 44-foot ceilings in the great room, walls of glass and expansive living spaces designed to accommodate large gatherings while remaining warm and inviting. The property features 13 bedrooms, multiple additional sleeping/flex rooms, 8 full baths and 3 beautifully updated kitchens. Thoughtfully designed for multi-generational living and entertaining, the home includes two substantial “lockout-style” guest wings, each functioning as private two-story living quarters with full kitchens, ideal for extended family and guests. A screened porch, expansive waterside decking, multiple gathering spaces, fireplaces and two saunas further enhance the resort-like atmosphere. The private sand beach is exceptional for the area and creates an unforgettable setting for waterfront relaxation. A standing seam metal roof, three-car garage, mature trees and beautifully scaled approach complete the offering.
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Frame,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Oven/Range - Gas,Microwave,Range Hood,Cooktop,Refrigerator,Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 13
- Bathrooms: 8
- Full bathrooms: 8
- Main level bathrooms: 6
- Main level bedrooms: 7
Features
- Entry Level Bedroom,Ceiling Fan(s),Dining Area,Eat-in Kitchen,Kitchen Island,Pantry,Walk-In Closet(s),Sauna,9'+ Ceilings,2 Story Ceilings,Cathedral Ceiling(s),High Ceilings
- Flooring: Carpet,Tile/Brick,Wood
- Number of fireplaces: 4
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 11,774
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Heat Pump,Electric
Interior Area
- Total structure area: 11,774
- Total interior livable area: 11,774 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 366D
- Zoning: R1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Patio,Porch,Screened
- Exterior features: Private Beach,Balcony
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- On waterfront: Yes
- Waterfront features: Bayside,Bay
- Waterbody name: Little Bay
- Frontage length: Water Frontage Ft: 423
Lot
- Lot size: 4.19 Acres
Parking
- Total spaces: 3
- Parking features: Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Cold Wave
- Drought
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,180 | $194,160 |
| Home Insurance * | $2,169 | $26,028 |
| Property Taxes | $3,916 | $46,992 |
| Electricity | $1,134 | $13,608 |
| Total | $23,399 | $280,788 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $3,200,000 |
| 2026-04-22 | Listing removed | $3,600,000 |
| 2026-01-13 | Price change | $3,600,000 |
| 2025-09-24 | Listed for sale | $3,750,000 |
| 2025-09-10 | Contingent | $3,750,000 |
| 2025-09-10 | Pending sale | $3,750,000 |
| 2025-08-13 | Price change | $3,750,000 |
| 2025-06-15 | Listed for sale | $4,200,000 |
| 2023-12-18 | Listing removed | -- |
| 2021-12-17 | Sold | $1,600,000 |
| 2021-12-15 | Pending sale | $1,675,000 |
| 2021-10-19 | Contingent | $1,675,000 |
| 2021-10-19 | Pending sale | $1,675,000 |
| 2021-10-19 | Listed for sale | $1,675,000 |
| 2021-09-23 | Listing removed | -- |
| 2021-03-26 | Price change | $1,740,000 |
| 2020-11-21 | Price change | $1,799,999 |
| 2020-07-27 | Listed for sale | $1,890,000 |
| 2015-01-12 | Listing removed | $2,000,000 |
| 2015-01-02 | Listed for sale | $2,000,000 |
| 2014-11-05 | Listing removed | $1,999,999 |
| 2013-06-19 | Price change | $1,999,999 |
| 2012-12-15 | Listed for sale | $2,200,000 |
