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2101 8th St, Victoria, VA, 23974

2beds
2baths
1,380sqft
$230,000
$167price/sqft
$1,548/moest. monthly cost
$61,920/yrincome needed

About This Home

Charming 2-bedroom, 2-bath rancher situated on a spacious 1-acre corner lot in a quiet area of Victoria, VA. This well-maintained home offers numerous updates, including a new roof (2020), stainless steel kitchen appliances (2024), a crawlspace moisture barrier, and new laminate flooring in the living room. Beautiful hardwood floors remain in excellent condition throughout the home. The kitchen features a bay window over the sink, while elegant dining room archways add warmth and character. The primary suite includes a private ensuite bath, and the utility room offers extra storage along with washer and dryer hookups. Step outside to the 18' x 15' deck, perfect for relaxing or entertaining. The 13'6" x 20' detached workshop with electricity is ideal for hobbies, storage, or a workspace. Fiber high-speed internet is available. Enjoy the convenience of being just a short walk to downtown Victoria and the town park with an easy commute to Farmville and approximately one hour to Richmond.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
3/10
Lunenburg Middle SchoolGrades 6-81.0 mi
3/10
Central High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Insulated Windows,Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 1,380 sqft

Property

Details

  • Parcel number: 4183
  • Zoning: R

Features

  • Waterfront features: No Surface Water

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: No Garage,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Drought
Lightning
Winter Weather
Cold Wave
Earthquake
Hail
Hurricane
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$120$1,440
Property Taxes $63$756
Electricity $202$2,433
Total$1,548$18,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,074/yr
40% on housing$46,440/yr
45% on housing$41,280/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -11.7%
-11.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 23974$113
Lunenburg County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 23974
Lunenburg County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$230,000
2003-09-25Sold$75,000

For Sale by Agent

AgentLee Smyth
BrokerageReal Broker LLC

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