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221 Virginia St, Kenbridge, VA, 23944

4beds
4baths
3,057sqft
$240,000
$79price/sqft
$1,707/moest. monthly cost
$68,280/yrincome needed

About This Home

MAKE YOUR APPOINMENT TODAY! Step into history with this stunning Victorian-style home located at 221 Virginia Street, Kenbridge, Virginia. Built in 1940, this magnificent home boasts four spacious bedrooms and three and a half bathrooms, making it perfect for families or anyone who loves a bit of extra space. Sitting on nearly an acre of land, this property offers a blend of historical charm and modern convenience. The home features classic architectural details, high ceilings, and large windows that fill the space with natural light. The expansive yard is perfect for outdoor activities, gardening, or simply relaxing in a peaceful, private setting. Plus, it's just a short distance from local amenities and community events. Don't miss the opportunity to own this piece of history! Contact me today for a tour and experience the timeless charm of this Kenbridge treasure! SOLD AS IS

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
3/10
Lunenburg Middle SchoolGrades 6-84.7 mi
6/10
Central High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Window features: Storm Window(s)

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,057
  • Total interior livable area: 3,057 sqft

Property

Details

  • Parcel number: 5457

Features

  • Waterfront features: No Surface Water

Lot

  • Lot size: 0.90 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Drought
Lightning
Winter Weather
Cold Wave
Earthquake
Hail
Hurricane
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$134$1,608
Property Taxes $66$792
Electricity $294$3,533
Total$1,707$20,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,525/yr
40% on housing$51,210/yr
45% on housing$45,520/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -11.7%
-11.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 23944$71
Lunenburg County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 23944
Lunenburg County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$270,000
2026-01-05Listed for sale$280,000
2025-12-20Listing removed$290,000
2025-12-06Price change$290,000
2025-11-17Price change$300,000
2025-10-17Listed for sale$310,000
2022-03-14Sold$249,900
2022-02-07Pending sale$249,900
2022-01-31Listed for sale$249,900
2022-01-22Pending sale$249,900
2021-08-26Listed for sale$249,900
2017-06-21Listing removed$245,000
2016-12-20Price change$245,000
2016-06-14Listed for sale$250,000
2013-09-27Listing removed$229,900
2013-03-27Listed for sale$229,900
2012-08-24Listing removed$235,000
2012-03-28Listed for sale$235,000

For Sale by Agent

AgentKelan Owens
BrokerageeXp Realty LLC

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