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4914 Carters Point Rd, Buffalo Junction, VA, 24529

2beds
1baths
1,400sqft
$369,000
$264price/sqft
$2,292/moest. monthly cost
$91,680/yrincome needed

About This Home

Location! Location! Location! The perfect private Kerr Lake Escape! Enjoy the peace and quiet of the countryside with this charming home situated on approximately 3.9 beautiful acres, including about a 1 acre pond, located in Buffalo Junction, just minutes from Clarksville and only 1 mile from Kerr Lake. This in ground passive Gain home has a full glass front and in ground back. The full glass front has a covered porch and patio overlooking the spacious yard and pond. The well-maintained home offers 1,400 square feet of comfortable living space with 2 bedrooms, a spacious living area, and a functional floor plan perfect for full-time living or a weekend retreat. Outside, you will find a detached garage providing ample space for vehicles, storage, or a workshop. A picturesque pond adds to the property's beauty, creating a peaceful setting to relax, fish, or simply enjoy nature. The open acreage offers plenty of room for gardening, outdoor recreation, or future improvements. Conveniently located near Kerr Lake's boating, fishing, and recreational opportunities, this property combines the best of country living with easy access to nearby amenities. Whether you are looking for a private residence, vacation getaway, or investment property, this unique country property is full of charm and possibilities, Schedule your private showing today.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: 1-5,Composition
  • Construction materials: Block,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater,Electric Range,Microwave,Refrigerator
  • Laundry features: 1st Floor Laundry,Laundry Room,Washer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Heat Pump

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • 1st Floor Bedroom,Ceiling Fan(s),High Speed Internet,Storage
  • Flooring: Tile,Laminate,Vinyl
  • Fireplace features: None
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,400

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 10476
  • Zoning: R2

Features

  • Patio & porch: Covered,Front,Patio,Porch
  • Has view: Yes
  • View description: Water,Secluded,Woodlands
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Privileges,Pond
  • Waterbody name: Kerr Lake
  • Frontage length: Waterfront Ft: 175
  • Living area range: 1201-1400 SqFt

Lot

  • Lot size: 3.90 Acres
  • Features: 2-5 Acres
  • Lot size dimensions: 483 x 361 x 274 x 370 x 256 x 265

Parking

  • Total spaces: 2
  • Parking features: Garage-Double Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$119$1,428
Property Taxes $106$1,272
Electricity $202$2,433
Total$2,292$27,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,582/yr
40% on housing$68,760/yr
45% on housing$61,120/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 24529$124
Mecklenburg County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 24529
Mecklenburg County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$354,000
2026-07-28Listed for sale$369,000
2005-10-13Sold$136,000

For Sale by Agent

AgentJoanne Rogers
BrokerageRogers Realty, LLC

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