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2465 Averett Church Rd, Nelson, VA, 24580

2beds
1baths
750sqft
$125,000
$167price/sqft
$908/moest. monthly cost
$36,320/yrincome needed

About This Home

This charming 2-bedroom, 1-bath cottage is the perfect place to call home. Tucked away on a peaceful .57-acre lot, the property offers a tree-lined backyard that feels private and serene—ideal for enjoying your morning coffee, gardening, or simply relaxing in nature. Inside, you'll find cozy living spaces filled with natural light, making this home a warm and inviting retreat. Whether you're a first-time buyer, downsizing, or looking for an investment property, this cottage is a great opportunity to own an affordable home in a quiet setting while still being convenient to town amenities. With its welcoming curb appeal, manageable size, and tranquil outdoor space, 2465 Averett Church Road is ready for its next chapter—make it yours today! This home is being sold As-Is, Where-Is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other-See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater,Single Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Wood
  • Fireplace features: None
  • Attic: Access Only
  • Finished area above ground: 750

Heating & Cooling

  • Heating features: Baseboard,Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 11480
  • Zoning: R2

Features

  • Patio & porch: Front,Porch
  • Has view: Yes
  • View description: Country
  • Living area range: Less than 1000 SqFt

Lot

  • Lot size: 0.57 Acres
  • Features: Under 1 Acre

Parking

  • Parking features: No Garage,No Carport,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$38$456
Property Taxes $36$432
Electricity $202$2,433
Total$908$10,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,131/yr
40% on housing$27,240/yr
45% on housing$24,213/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 24580$142
Mecklenburg County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 24580
Mecklenburg County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$129,500
2025-10-01Listed for sale$132,000

For Sale by Agent

AgentAngela Hanks
BrokerageThe Real Estate Co. NC|VA

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