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820 Watkins St, South Hill, VA, 23970

5beds
3baths
3,809sqft
$614,500
$161price/sqft
$3,834/moest. monthly cost
$153,360/yrincome needed

About This Home

Stunning 5-bedroom Contemporary Brick Home with so much Architectural Character and Charm! The elaborate entrance leads to a grand foyer with a striking black iron staircase! The original hardwood floors glow with warmth, complimenting the floor to ceiling fireplaces & UNIQUE windows that fill the rooms with natural light through-out the home. The kitchen was designed for entertaining in mind... complete with plenty of white cottage cabinets & granite countertops, glass doors lead to the backyard retreat and swimming pool! PLUS, a formal dining room. This one-of-a-kind home has a balcony overlooking the lower level, a cozy sitting room, a home office with a built-in desk & cabinets. So many rooms to enjoy! A bunk room over the 2-car garage that would make a great home theater, currently used as a bedroom. Large laundry room & a "on-demand" hot water heater. 3 bedrooms with hardwood floors and 2 full bathrooms upstairs. The Owner's suite is on the main floor has a spacious bathroom with ceramic tile, a jacuzzi tub, water closet, walk-in shower, wood ceilings & 2 large closets ...& looks out to the swimming pool and the private backyard, enjoy evenings in the hot tub relaxing... Beautiful, low maintenance landscaped yard, circular concrete drive. The swimming pool was converted to a Saltwater pool in 2024 with all new equipment. Walnut Hill is a charming neighborhood in the town of South Hill & close to the hospital and convenient to shopping, and restaurants. In Lake Country, only 20 minutes to Kerr Lake and 20 minutes to Lake Gaston!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential/Vacation

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Range/Oven-Gas
  • Laundry features: Washer &/or Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Open Foyer,Media or Special Wiring,Granite Counters
  • Door features: Storm-Part
  • Window features: Storm-Part,Window Treatments
  • Flooring: Wood,Tile
  • Fireplace features: Living Room,Family Room,Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,809

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s),Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,809
  • Total interior livable area: 3,809 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 078A1203008
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Front Porch,Rear Porch,Patio,Concrete
  • Exterior features: Garden,Playground
  • Has spa: Yes
  • Spa features: Bath,Heated
  • Fencing: Wood
  • Has view: Yes
  • View description: Scenic,Neighborhood
  • Waterfront features: Other-See Remarks
  • Waterbody name: None

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 2
  • Parking features: Double Attached Garage,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,107$37,284
Home Insurance *$184$2,208
Property Taxes $177$2,124
Electricity $366$4,402
Total$3,834$46,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,451/yr
40% on housing$115,020/yr
45% on housing$102,240/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 23970$190
Mecklenburg County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 23970
Mecklenburg County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$649,000
2026-05-04Price change$679,000
2026-02-15Price change$699,000
2026-01-12Price change$728,000
2025-11-29Price change$739,000
2025-11-01Price change$780,000
2025-09-09Price change$790,000
2025-08-11Listed for sale$799,000
2018-06-08Sold$355,000
2018-02-20Pending sale$360,000
2018-02-20Listed for sale$360,000

For Sale by Agent

AgentSusan Bishop
BrokerageNextHome 1st Choice

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