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331 Pettus St, South Hill, VA, 23970

3beds
2baths
1,157sqft
$163,000
$141price/sqft
$1,122/moest. monthly cost
$44,880/yrincome needed

About This Home

HUD Case #541-792923 IN (Insured Escrow) Located just 2 miles off of I85, this ranch home sets on a mostly wooded 1.26 acre lot. Welcomed by a full country front porch, enter into an open and light filled living room and dining area. The side entrance off the driveway into the laundry room and galley kitchen is perfect for bringing home the shopping.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Roof: Composition,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooking,Electric Water Heater,Refrigerator,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Eat-in Kitchen
  • Flooring: Carpet,Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,157

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 1,157 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 24130
  • Zoning description: 115
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Porch
  • Exterior features: Out Building(s),Porch
  • Fencing: None

Lot

  • Lot size: 1.26 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $824$9,888
Home Insurance *$49$588
Property Taxes $47$564
Electricity $202$2,433
Total$1,122$13,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,468/yr
40% on housing$33,660/yr
45% on housing$29,920/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 23970$199
Mecklenburg County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 23970
Mecklenburg County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Sold$140,203
2016-05-01Listing removed$125,000
2015-10-13Listed for sale$125,000

Unknown Listed By

AgentJoy Harris-Cobb
BrokerageHarris & Assoc, Inc

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