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210 Watling St, Urbanna, VA, 23175

5beds
4baths
3,224sqft
$474,900
$147price/sqft
$3,187/moest. monthly cost
$127,480/yrincome needed

About This Home

7th owner of 210 Watling St., built in 1870, is offering this unique opportunity to “Lovers of Old Homes” in historic Urbanna, home of the “Oyster Festival.” This 3,324 sq. ft. home includes a 280 sq. ft. cottage. Features:original maple floors, plaster & drywall walls, ½ bath off foyer, LR w/original fireplace includes DR. The slate roof on the main house and metal roof on the cottage add timeless character. The library includes built-in bookcases, and sun porch/office is located off the foyer, butler’s pantry w/separate pantry storage is located between Kit & DR. The FR includes a fireplace & slate floors, second floor offers a primary bedroom w/sitting area & full bath, plus 2 additional bedrooms w/hall full bath w/freestanding tub. The 3rd floor: hardwood floors, bedroom space, bath & storage. Det. garage/storage/carport, utility cellar, & guest house w/bedroom/bath/compact kitchen. This historic property would make an ideal Bed & Breakfast or distinctive private residence.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10
5/10
Middlesex High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Basement
  • Roof: Asphalt Shingle,Metal,Slate
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Ceramic Tile,Slate,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Walk-In

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Baseboard,Other,Propane,Radiator
  • Cooling features: Other,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 3,224 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 20A175
  • Zoning: H

Features

  • Stories: 3
  • Pool features: None
  • Fencing: Partial,Fenced
  • Has view: Yes
  • View description: City
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage Det 1 Car,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Coastal Flooding
Cold Wave
Drought
Ice Storm
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$232$2,784
Property Taxes $244$2,928
Electricity $310$3,726
Total$3,187$38,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,268/yr
40% on housing$95,610/yr
45% on housing$84,986/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 23175$138
Middlesex County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 23175
Middlesex County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJean Pierce
BrokerageRE/MAX Elevate

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