273 N Oakes Cir, Saluda, VA, 23149
About This Home
Discover effortless living in Urbanna Creek Farms with this beautifully updated 3-bedroom, 3.5-bath home designed for both comfort and versatility. Outside, enjoy a circular driveway, welcoming front porch, updated landscaping, detached storage shed, garden beds, and fire pit area. The bright, renovated sunroom offers the perfect space to relax, unwind, or entertain year-round. Recent updates include brand-new upstairs carpeting (2026), and thoughtfully renovated garage converting it into a bonus retreat on the first floor—perfect for multi-generational living or guest privacy featuring full en-suite bath with double vanity and shower, plus a flex space that can be used as a walk-in closet, craft or workout area. Enjoy access to the community boat dock, making it easy to embrace the coastal lifestyle, all while being just minutes from the charm, dining, and waterfront attractions of historic Urbanna. It's the perfect blend of modern updates and laid-back living.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1995
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Microwave,Gas Range,Refrigerator,Washer,Water Softener,Electric Water Heater
- Laundry features: Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Primary Sink-Double,Ceiling Fan(s),Pantry
- Flooring: Carpet
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,255 sqft
Property
Details
- Parcel number: 26A53
- Zoning: LDR
- Other equipment: Attic Fan,Backup Generator
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Patio
- Fencing: Other,Fenced
- Waterfront features: Not Waterfront
Lot
- Lot size: 0.64 Acres
Parking
- Total spaces: 4
- Parking features: 4 Space,Converted Gar
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Strong Wind
- Coastal Flooding
- Cold Wave
- Drought
- Ice Storm
- Lightning
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $180 | $2,160 |
| Electricity | $217 | $2,606 |
| Total | $2,305 | $27,660 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow