810 Long Point Ln, Topping, VA, 23169
About This Home
Waterfront Charm on Meachim Creek - Welcome to 810 Long Point Lane in Topping, Virginia—a rare waterfront gem perched on an elevated site overlooking both Meachim Creek and the majestic Rappahannock River. Here, sunrises and sunsets are nothing short of spectacular, painting the sky with breathtaking color most mornings and evenings. This two-bedroom cottage blends timeless charm with an idyllic waterside setting. Nestled among mature trees for shade and privacy, the home offers tranquil outdoor living and an intimate connection with nature. A private dock extends your backyard straight onto the water, perfect for boating, fishing, or simply relaxing at the river’s edge. Whether you envision quiet weekends away, cozy gatherings with friends, or a base for endless river adventures, this property offers a setting unlike any other —peaceful, picturesque, and filled with possibility. Highlights: Elevated homesite with wide water views, private dock on Meachim Creek, two-bedroom cottage with cottage charm, mature trees framing the landscape. Make it yours.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1936
Materials
- Roof: Composition
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Cottage
- Property subType: Single Family Residence
Interior
Additional Room
- Level: First
Appliances
- Appliances included: Electric Water Heater
Basement
- Basement: Crawl Space
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Main Level Primary,Paneling/Wainscoting
- Flooring: Wood
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 1,309
Great Room
- Level: First
Heating & Cooling
- Heating features: Heat Pump,None
- Cooling features: Heat Pump
Interior Area
- Total interior livable area: 1,309 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 30A135
- Zoning description: LDR
Features
- Pool features: None
- Patio & porch: Front Porch,Screened,Porch
- Exterior features: Dock,Porch,Storage,Shed,Unpaved Driveway
- Fencing: None
- On waterfront: Yes
- Waterfront features: Waterfront
- Waterbody name: Meachium Creek
- Frontage length: 104.0000,104.0000
Lot
- Lot size: 0.77 Acres
Parking
- Total spaces: 1
- Parking features: Driveway,Detached,Garage,Unpaved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Strong Wind
- Coastal Flooding
- Drought
- Ice Storm
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,463 | $41,556 |
| Home Insurance * | $307 | $3,684 |
| Property Taxes | $358 | $4,296 |
| Electricity | $202 | $2,433 |
| Total | $4,330 | $51,960 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-02 | Listed for sale | $775,000 |
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