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1949 Greys Point Rd, Topping, VA, 23169

2beds
1baths
672sqft
$249,900
$372price/sqft
$1,705/moest. monthly cost
$68,200/yrincome needed

About This Home

$5000.00 CREDIT TOWARDS CLOSING COSTS OR BUY DOWN THE RATE WITH FULL PRICE OFFER! Affordable, updated, and move-in ready! This charming bungalow sits on 1.63 acres near the Rappahannock River area and has been completely remodeled from the inside out. Major improvements include a new roof, siding, encapsulated crawl space, flooring, HVAC system, tankless water heater, public water and beautifully renovated kitchen and bath. All new appliances convey, including an all-in-one front-loading washer/dryer combo. Cozy up by the wall-mounted propane gas fireplace and enjoy the comfort of a home where the work has already been done. A great opportunity to enjoy country living with modern updates!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
5/10
5/10
Middlesex High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 672 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 3019
  • Zoning: LDR

Features

  • Stories: 1
  • Pool features: None
  • Fencing: None
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 1.63 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Coastal Flooding
Drought
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$112$1,344
Property Taxes $128$1,536
Electricity $202$2,433
Total$1,705$20,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,457/yr
40% on housing$51,150/yr
45% on housing$45,466/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 23169$178
Middlesex County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 23169
Middlesex County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJean Pierce
BrokerageRE/MAX Elevate

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