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742 Shore Dr, Hartfield, VA, 23071

2beds
2baths
1,452sqft
$469,000
$323price/sqft
$3,083/moest. monthly cost
$123,320/yrincome needed

About This Home

Wake up to river views, launch your boat from your private dock, spend afternoons fishing and crabbing, and enjoy sunsets from your screened porch. Whether you're looking for a weekend retreat or full-time waterfront living, 742 Shore Drive offers affordable access to the Piankatank River lifestyle. The home offers 2 bedrooms, plus a versatile room that appears as a third bedroom. Start your day with coffee on the deck, spend afternoons on the river, and end the evening with spectacular sunset views. Located in a golf cart-friendly community, this move-in-ready home is perfect as a full-time residence, weekend getaway, or vacation rental investment. Offered furnished, it's ready for you to start enjoying waterfront living from day one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
5/10
Middlesex High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Roof: Shingle
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Bungalow,Cottage,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Electric Water Heater,Smooth Cooktop,Stove

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Bedroom on Main Level,Fireplace,Laminate Counters,Main Level Primary
  • Flooring: Partially Carpeted,Vinyl
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,452

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 1,452 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 37A6167
  • Zoning description: R

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Screened,Deck
  • Exterior features: Boat Lift,Deck,Dock,Storage,Gas Grill,Paved Driveway
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Dock Access,Mooring,River Front,Water Access,Boat Ramp/Lift Access,Waterfront
  • Waterbody name: Piankatank River

Lot

  • Lot size: 0.37 Acres
  • Features: Waterfront

Parking

  • Parking features: Driveway,Paved,Boat,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Coastal Flooding
Cold Wave
Drought
Ice Storm
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance *$269$3,228
Property Taxes $241$2,892
Electricity $202$2,433
Total$3,083$36,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,702/yr
40% on housing$92,490/yr
45% on housing$82,213/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 23071$261
Middlesex County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 23071
Middlesex County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$469,000
2025-11-01Listing removed$489,000
2025-08-03Price change$489,000
2025-07-01Listed for sale$510,000
2017-03-21Sold$250,000
2017-03-01Price change$274,950
2016-11-29Price change$289,900
2016-08-08Price change$299,500
2016-07-14Listed for sale$315,000
2016-06-28Listing removed$315,000
2016-06-06Price change$315,000
2016-05-06Price change$325,000
2016-02-29Price change$350,000
2015-11-16Price change$357,900
2015-10-23Price change$365,000
2015-10-02Price change$350,000
2015-09-07Listed for sale$365,000

For Sale by Agent

AgentTerri Hare
BrokerageVirginia Capital Realty

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