749 Blue Barn Rd, Wake, VA, 23176
About This Home
Waterfront Living on Protected Mill Creek – Just off the Rappahannock River Welcome to this exceptional waterfront retreat on protected Mill Creek, offering direct access to the Rappahannock River and the Chesapeake Bay! Situated on 2.8 private acres, this beautifully maintained 3,400 sq. ft. home combines space, comfort, and a true coastal lifestyle. The main level features a welcoming living room with a stone propane fireplace, a large kitchen with eat-in dining area, formal dining room, and a bright sunroom and screened porch that overlook Mill Creek. A first-floor primary suite (custom bathroom and walk-in closet) provides convenience and privacy, while hardwood floors add warmth and character throughout. Upstairs you’ll find four additional bedrooms (one currently used as an office), a full bath, and a large walk-in storage area (could provide additional living space). NO FLOOD INSURANCE REQUIRED Outdoor living is a highlight with a screened-in porch overlooking the water, attached garage, and a 24x31 detached garage perfect for boats, hobbies, or storage. The private dock with boat lift offers easy access for fishing, crabbing, and boating adventures. Additional features include: • Recently upgraded kitchen appliances • Updated HVAC systems • Recently upgraded hot water heater • 2 full bathrooms, and powder room • Propane fireplace • Dock recently redecked • Minutes to local marinas, beaches, and waterfront dining. Whether you’re seeking a full-time residence or a weekend getaway, this property offers the perfect blend of privacy, space, and waterfront living on one of the Middle Neck’s most desirable waterways.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2000
Materials
- Roof: Shingle
- Construction materials: Drywall,Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Washer Hookup,Dryer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Bedroom on Main Level,Dining Area,Separate/Formal Dining Room,Double Vanity,Fireplace,Bath in Primary Bedroom,Main Level Primary,Walk-In Closet(s)
- Flooring: Partially Carpeted,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Gas,Stone
- Fireplace: Yes
- Attic: Access Only,Walk-In
- Finished area below ground: 0
- Finished area above ground: 3,400
Heating & Cooling
- Heating features: Electric,Heat Pump,Zoned
- Cooling features: Heat Pump,Zoned
Interior Area
- Total interior livable area: 3,400 sqft
Property
Details
- Parcel number: 3082
- Zoning description: LDR
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Front Porch,Screened
- Exterior features: Boat Lift,Dock,Out Building(s)
- On waterfront: Yes
- Waterfront features: Creek,Navigable Water,Boat Ramp/Lift Access,Waterfront
Lot
- Lot size: 2.80 Acres
- Features: Waterfront
Parking
- Total spaces: 3
- Parking features: Attached,Direct Access,Detached,Garage,Oversized
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Strong Wind
- Coastal Flooding
- Drought
- Ice Storm
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,561 | $66,732 |
| Home Insurance * | $449 | $5,388 |
| Property Taxes | $575 | $6,900 |
| Electricity | $327 | $3,929 |
| Total | $6,912 | $82,944 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Listed for sale | $1,099,900 |
| 2026-03-09 | Listing removed | -- |
| 2026-02-12 | Price change | $1,050,000 |
| 2026-01-13 | Listed for sale | $1,100,000 |
| 2019-10-28 | Sold | $450,000 |
| 2019-09-24 | Pending sale | $474,000 |
| 2019-09-16 | Price change | $474,000 |
| 2019-04-05 | Price change | $487,500 |
| 2019-02-06 | Price change | $499,950 |
| 2018-10-29 | Price change | $505,000 |
| 2018-07-05 | Price change | $529,000 |
| 2018-05-12 | Price change | $575,000 |
| 2018-05-03 | Price change | $593,000 |
| 2017-07-24 | Price change | $599,900 |
| 2017-07-11 | Price change | $605,000 |
| 2017-06-09 | Listed for sale | $640,000 |
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