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106 Holt Dr, Iva, SC, 29655

2beds
2baths
1,320sqft
$283,000
$214price/sqft
$1,868/moest. monthly cost
$74,720/yrincome needed

About This Home

Welcome to your dream lakefront retreat! This fully furnished two-story home offers 150 feet of pristine waterfront on relaxing Lake Secession, famous for its fishing tournaments and serene beauty. Whether you're looking for a personal getaway or a lucrative VRBO investment, this property is turnkey and ready to impress. Property Features: • 2 spacious bedrooms & 2 full bathrooms • Two-car enclosed garage • Fully furnished so you can start hosting Airbnb guests right away • New upgrades throughout: windows, paint, window coverings, flooring, appliances, new refrigerator, and new AC system • Entertainment-ready with large screen TVs, cozy couch, and elegant dining set • Assorted fruit trees in the yard for a touch of nature and charm Outdoor Living at Its Best: Step outside to enjoy the tranquil waters, fish from your private dock, or cruise the lake in your own boat. With ample space and stunning views, this property is perfect for relaxing weekends, family gatherings, or hosting guests. Investment Potential: This home is ideal for short-term rentals and vacation stays. No HOA. Its location, amenities, and fully furnished setup make it a prime VRBO candidate. Don’t miss this rare opportunity to own a slice of lakefront heaven. The seller is motivated—schedule your showing today and start living the lake life! Home is being sold as-is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Iva Elementary SchoolGrades PK-53.5 mi
7/10
Starr-Iva Middle SchoolGrades 6-89.3 mi
8/10
Crescent High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Basement
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator,Smooth Cooktop

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Bath in Primary Bedroom,Main Level Primary,Smooth Ceilings,Walk-In Shower,Window Treatments
  • Window features: Blinds
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Kitchen

  • Dimensions: 18x21

Living Room

  • Dimensions: 19x11

Master Bathroom

  • Dimensions: 6.8x7.7

Master Bedroom

  • Dimensions: 21x9

Workshop

  • Dimensions: 20x20

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 1850103005

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Deck,Patio
  • Exterior features: Balcony,Deck,Patio
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Waterfront
  • Waterbody name: Secession
  • Living area range: 1000-1249

Lot

  • Features: Outside City Limits,Subdivision,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Anderson County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,431$17,172
Home Insurance *$116$1,392
Property Taxes $117$1,404
Electricity $204$2,449
Total$1,868$22,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,045/yr
40% on housing$56,040/yr
45% on housing$49,813/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 29655$133
Anderson County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 29655
Anderson County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$283,000
2026-03-24Price change$286,900
2026-02-03Price change$287,000
2026-01-15Price change$295,000
2026-01-09Price change$299,000
2025-12-26Price change$305,000
2025-12-03Price change$315,900
2025-11-19Price change$321,000
2025-11-05Price change$328,500
2025-10-14Listed for sale$339,000
2025-07-09Listing removed$339,000
2025-06-06Price change$339,000
2025-05-17Price change$349,900
2025-04-09Price change$359,900
2025-02-01Listed for sale$375,000
2023-04-16Listing removed--
2023-01-16Listed for sale$425,000
2022-07-15Sold$265,000
2022-06-11Listed for sale$265,000
2021-08-17Listing removed--
2021-05-10Listed for sale$205,000
2007-03-26Sold$135,000
2005-09-29Sold$124,900
2002-06-04Sold$42,000

For Sale by Agent

AgentBerenice Ramage
BrokerageWestern Upstate Keller William

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